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IDFC Credit Balance Check

IDFC Credit Card Balance Check

IDFC First Bank accounts are tailor-made to suit your needs. Keeping track of account balances can help you to manage your finances better. It also comes in handy in avoiding fraudulent transactions in your account. Do you know that you can check your account balances from the comfort of your home? You can know your account balances 24X7 without worrying about bank working time. Find out the various ways in which you can check your IDFC Credit Card.

Online

Using Net Banking

Visit IDFC First Bank’s official net banking page https://my.idfcfirstbank.com/activate-net-banking
Key in your mobile number and Customer ID
Set your internet banking password.
Enter the OTP sent to your mobile number.
You can use the net banking page for doing a host of transactions.
Your account balance will be displayed in the Accounts dashboard.

Using Mobile Banking

Download IDFC First Bank App from Play Store.
Enter your registered mobile number.
Enter your Customer ID for authentication.
You can link your savings account by providing your account number.
Click on “Submit”. Enter the OTP sent to your mobile number.
Set up MPIN to access IDFC Mobile Banking.
Your account balance will be displayed on the homepage when logged in the mobile banking.
You can also use “Smart Statement” for details of the transactions.

Using IDFC Whatsapp Banking

IDFC Whatsapp Banking facility is available 24x7.
You can quickly access your account balance; block your debit or credit card. Not only this but also credit card and all loan account services in the click of a message.
Send “Hi” to 95555 55555 from your Whatsapp account linked to the registered mobile number.
You will get a display with menu options.
Enter 1 to know your account balance.
You can also send a voice message if you want to know your account balance.
Your account balance is sent within seconds.

Using IDFC Smartwatch Banking

Did you know that you can have your bank really at hand? Yes, IDFC First Bank has come up with one of its kind of banking called “SmartWatch Banking”.

This feature is available only in

1. Apple watch 2.0 & iOS 10 and above

2. Android OS 2.0 & version 23 and above

Install the IDFC First Bank app on your smartwatch.
Open the app and Set MPIN to use.
You can view the details of your savings or a current account on the home page.

Using UPI

You can also find your account balance using third-party UPI applications that are linked to your IDFC First Bank account. When you log in to your UPI app you can click on “Check your account balance” to know the amount.

Email Alerts

You can subscribe to Email alerts at the time of opening your account with IDFC First Bank. You can decide on the frequency of statements – Weekly, fortnightly, or monthly.

The account statements will be automatically sent to your registered email id.

Offline

Missed Call Alert

Dial the toll-free number of IDFC First Bank at 1800-2700-720 from your registered mobile number.
The call gets disconnected.
You will get an automated message, “Thank you for calling IDFC Bank! You will receive an SMS for your request shortly”.
You will receive the account balance message after a short time.
If you have not registered your mobile number, visit the nearest branch to register your number for missed call alerts.
You can also dial 95555 55555 from your registered mobile number to access mobile banking services.

SMS Alert

SMS BAL/BALANCE
Send an SMS to 5676732 or 9289289960
You will receive your account balance instantly via SMS.

ATM

Visit any IDFC First Bank ATM.
Insert your debit or credit card in the slot.
Choose your preferred language.
You will be asked to enter your 4-digit pin.
Choose the “Balance Enquiry” option to know about your account balance.
You can also use your IDFC ATM card at another bank’s ATM.

Micro ATM

Did you know that IDFC First Bank has introduced Micro ATM, a handy mobile version of an actual ATM? This unique measure is to support people in rural and remote areas where banking services are quite not accessible. The machine is operated by an authorised IDFC First Bank agent. You can check your account balance by inserting your debit card into the card reader.

Traditional Methods

By Visiting IDFC Branch

It is one of the traditional and less used methods in modern days. You can visit your nearest IDFC First Bank branch and enquire about your account balance by informing your registered mobile number or account number to the representative.

Passbook

You can also know your account balance by updating your passbook with the latest entries. But understand that nowadays passbook printing is charged separately. You can also use the passbook printing KIOSK available at the ATMs.

FAQs of IDFC Credit Card Balance Check:

1. Can I use biometrics instead of MPIN for my IDFC Mobile Banking App?

Yes. You can use biometrics and even face recognition if your device supports the features. You can enable biometrics from the IDFC First Bank’s mobile application settings. Enable “Fingerprint” from the option “ Security”.

2. Why did I not get a call-back after I gave a missed call to the IDFC Phone banking number?

Ensure you have called from your registered mobile number with IDFC First Bank. An automated welcome message will be sent to your Whatsapp for confirmation.

3. Are my Whatsapp Banking transactions safe?

IDFC First Bank’s Whatsapp Banking works on bot automation. Whatsapp banking can be accessed only from your mobile number registered with IDFC First Bank. The same number must be your Whatsapp number. The transactions are highly encrypted and you can check for the official IDFC First Bank logo in Whatsapp banking.

4. How do I find my Customer ID?

You can find your IDFC First Bank Customer ID from your welcome kit, welcome SMS, welcome email, or account statements sent via email.

5. Can I access only one account from mobile banking?

No. Once you register with your mobile number and customer ID you can access all the accounts and services availed by IDFC First Bank in your mobile banking application.