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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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About ICICI Bank Savings Account
ICICI Bank Savings Account are a major part of their services portfolio and cater to a wide audience; be it a salaried individual, business men, families or even kids, looking to invest their money for handsome returns.
ICICI Bank has always designed and offered banking services and products that are customer centric, enabling them to invest their money prudently. With premium features like international debit cards, UPI facilities and dedicated Relationship Manager, ICICI Bank savings account offer superior banking services to all their savings bank account holders.
Minimum Balance Requirement:
Eligibility: Resident Indian individuals aged 18 years and above.
Key Features:
Minimum Balance Requirement: Zero balance.
Eligibility: Open to all Indian residents.
Key Features:
Minimum Balance Requirement: ₹25,000 (if the threshold relationship value is unmet).
Eligibility: Individuals maintaining a monthly average balance of ₹1 lakh, meeting combined thresholds across savings, current accounts, term deposits, and investments, or ensuring a net monthly salary credit of ₹50,000.
Key Features:
Minimum Balance Requirement: None (Zero Balance Account).
Eligibility: Available to Resident Indians.
Key Features:
Minimum Balance Requirement: Zero balance account for students.
Eligibility: Resident individuals aged 17 to 35 years, enrolled in a premium institute in India.
Key Features:
Minimum Balance Requirement:
Eligibility: Indian residents aged 10 to 18 years with guardian consent.
Key Features:
Minimum Balance Requirement:
Eligibility: Resident Indian minors under 18 years with a guardian as a co-applicant.
Key Features:
Minimum Balance Requirement: ₹4,500.
Eligibility: Resident Indian individuals aged 60 years and above.
Key Features:
Minimum Balance Requirement: Zero balance.
Eligibility: Resident Indian pensioners receiving pension disbursements.
Key Features:
Minimum Balance Requirement: ₹4,500.
Eligibility: Resident Indian individuals aged 18 years and above who cannot read or write.
Key Features:
Minimum Balance Requirement: Zero balance.
Eligibility: Resident Indian individuals aged 18 years and above who are visually impaired or otherwise incapacitated.
Key Features:
Check out latest Debit Cards from ICICI Bank to avail with your savings bank account!
ICICI Bank offers competitive interest rates on savings accounts, ranging from 3.00% to 3.50% per annum depending on the account balance. Higher balances may attract better rates. For detailed rate slabs, visit the ICICI Bank website.
Online Process:
Offline Process:
Service | Charges |
---|---|
Statements | - Free quarterly statements. Monthly e-statements available on request. - Duplicate statement: ₹100 (branch or non-IVR Customer Care), ₹50 (IVR, ATM, or net banking). |
Passbooks | Free issuance. Duplicate passbook issuance: ₹100; ₹25 per page for updates. |
Demand Drafts (DD) / Pay Orders (PO) | ₹50 for amounts up to ₹10,000. ₹5 per ₹1,000 for amounts above ₹10,000 (min ₹75, max ₹15,000). |
NEFT/RTGS | - NEFT through online channels: Free. - NEFT through branch: ₹2.25 to ₹24.75 (based on amount). - RTGS through branch: ₹20 to ₹45 (based on amount). - Inward NEFT/RTGS: Free. |
IMPS & UPI Transactions | IMPS outward: ₹2.50 to ₹15 (based on amount). IMPS inward: Free. UPI transactions: Free. |
Debit Cards | - Annual fee: Basic card - ₹200 (₹99 for rural locations). - Premium cards or custom cards – based on the account type and card variant. - Replacement card fee: ₹200. |
Account Closure | No charges. |
Locker Rentals | Annual rental varies by size and location (e.g., ₹1,200 for small lockers in rural branches). |
Looking for more investment options? Check out ICICI Bank Fixed Deposit Rates here!
Disclaimer: The account features, charges, eligibility, process to apply, and all other information specified above are as of when this page was written and are subject to change. For exact information, contact the bank or refer to the official website.
1. What is the minimum balance requirement for ICICI Bank Savings Accounts?
ICICI Bank offers savings accounts with varying minimum balance requirements, including zero-balance accounts.
2. Can I open a savings account online?
Yes, you can open a savings account online via the ICICI Bank website or iMobile Pay app with Aadhaar-based KYC.
3. What are the benefits of the Senior Citizens Savings Account?
Higher interest rates for deposits, health benefits, and priority services at branches are some of the key benefits.
4. Are there any special accounts for women?
Yes, the Woman Savings Account offers exclusive benefits like cashback, discounts, and preferential banking services.
5. Does ICICI Bank offer savings accounts for NRIs?
Absolutely! ICICI Bank provides NRI Savings Accounts with features like easy fund transfers and competitive exchange rates.
6. How secure are ICICI Bank’s digital banking platforms?
ICICI Bank employs robust security measures like two-factor authentication and end-to-end encryption to ensure safe transactions.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
ICICI Bank Hikes Cash Transaction Charges from 1st August 2021 6 Aug 2021
ICICI Bank account holders will have to pay higher charges for cash withdrawals at ATMs, cash transactions and cheque books from 1st August 2021. Here are a few changes to take note of: First 25 cheque leaves in a year are free; a charge of Rs. 20 wi...
Read moreICICI Bank account holders will have to pay higher charges for cash withdrawals at ATMs, cash transactions and cheque books from 1st August 2021. Here are a few changes to take note of: First 25 cheque leaves in a year are free; a charge of Rs. 20 will be levied on every 10 cheque leaves after that. Only the first cash withdrawal in an ATM is free of charge every month. Post that, customers will have to pay Rs. 5 for every Rs. 1000 they withdraw. The first four cash transactions at the home branch are free. After that, each transaction will attract Rs. 150. Check with your bank for complete details of fee hikes.
ICICI Bank Introduces Cardless EMI Facility to Eligible Customers 15 Jul 2021
ICICI Bank has introduced a convenient “Cardless EMI Facility” to eligible customers. Using this facility, customers will now be able to purchase their favourite product on e-commerce platforms and pay for it via EMIs. Eligible ICICI Bank customers c...
Read moreICICI Bank has introduced a convenient “Cardless EMI Facility” to eligible customers. Using this facility, customers will now be able to purchase their favourite product on e-commerce platforms and pay for it via EMIs. Eligible ICICI Bank customers can convert transactions from Rs. 7000 up to Rs. 5 lakhs into EMIs without the need for a debit/credit card. Customers have to just enter their mobile number, PAN and OTP for availing of this facility. Customers can check their eligibility by sending an SMS CARDLESS to 5676766 from their registered mobile number.
ICICI Bank Launches Mine – A Comprehensive Banking Solution for Millennials9 Nov 2020
ICICI becomes the first bank in India to launch a comprehensive banking solution, exclusively for Millennials. Named as “Mine” the programme offers an instant savings account, feature-loaded mobile banking app, customised investment guidance, instant...
Read moreICICI becomes the first bank in India to launch a comprehensive banking solution, exclusively for Millennials. Named as “Mine” the programme offers an instant savings account, feature-loaded mobile banking app, customised investment guidance, instant personal loans, ODs, curated debit/credit cards and experiential branches. Any individual aged up to 35 years can apply for an ICICI Bank Mine account online starting from 6th November. Documents required for opening the account are PAN and Aadhaar. Once the account is activated, customers are provided with their account number and a virtual debit card instantly. ICICI has opened the first experiential banking branch for millennials at Manyata Tech Park, Bangalore.
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