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Want to know the ICICI Bank ATM withdrawal limits on your ICICI Bank ATM or Debit Card? The ATM withdrawal limits is determined based on the type of debit card you hold.
With over 17000 ATMs spread across the length and breadth of the country, ICICI Bank, one of India’s leading private sectors banks, offers various facilities and features for its customers using their ATM cards and Debit cards. Cash withdrawal at ICICI Bank ATMs is the primary benefit given to all debit card holders. However, as per RBI guidelines, there are limits on ICICI ATM Withdrawal on a daily basis and monthly basis.
Even if you have enough balance in your savings account, there is a daily limit on how much you can withdraw from an ATM, depending on your debit card type. This ATM withdrawal limit is communicated to the customer at the time of account opening and card issuance.ICICI Bank ATM Withdrawal Limits by Debit Card Type
ICICI Bank offers a wide range of debit cards to suit customer needs. And each of these debit cards come with a specific daily ICICI ATM withdrawal limit. Apart from cash withdrawal limits, there is also merchant location/POS transaction limit on each of these debit cards. These limits are communicated to the customer at the time of card issuance. It will be printed on the letter that is delivered along with your debit card.
Debit Card Type | ATM Cash Withdrawal Limit | POS/Online Transaction Limit |
|---|---|---|
MasterCard World Debit Card | ₹ 1,00,000 | ₹ 7,50,000 |
Visa Gold Family Debit Card | ₹ 1,00,000 | ₹ 3,00,000 |
ICICI Bank Platinum Debit Card | ₹ 1,00,000 | ₹ 7,50,000 |
Wealth Select Visa Infinite Debit Card | ₹ 1,50,000 | ₹ 7,50,000 |
Privilege Banking Titanium Debit Card | ₹ 1,00,000 | ₹ 5,00,000 |
Woman’s Debit Card | ₹ 1,25,000 | ₹ 5,00,00 |
Smart Shopper Silver Debit Card | ₹ 50,000 | ₹ 1,00,000 |
HPCL Debit card | ₹ 50,000 | ₹ 1,00,000 |
ICICI Bank Smart Shopper Gold Debit Card | ₹ 75,000 | ₹ 5,00,000 |
Smart Shopper Silver Debit Card | ₹ 50,000 | ₹ 3,00,000 |
ICICI Bank NRE Debit Card | ₹ 1,00,000 | ₹ 7,50,000 |
ICICI Bank NRO Debit Card | ₹ 50,000 | ₹ 3,00,000 |
ICICI Bank Senior Citizen Gold Debit Card | ₹ 75,000 | ₹ 5,00,000 |
Senior Citizen Silver Debit Card | ₹ 50,000 | ₹ 3,00,000 |
ICICI Bank Young Stars Debit Card | ₹ 5000 | ₹ 3,00,000 |
ICICI Bank Platinum Identity Chip Debit Card | ₹ 1,00,000 | ₹ 7,50,000 |
ICICI Bank Visa Titanium Family Debit Card | ₹ 1,00,000 | ₹ 3,50,000 |
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How to Check Your ICICI ATM Withdrawal Limit?
As mentioned earlier, your ICICI Bank Debit Card ATM withdrawal limit is communicated to you at the time of card issuance. It will be printed on the letter that is delivered along with the card. In case you have misplaced it, you can easily check your ICICI Bank ATM withdrawal limit using one of the following methods:
- iMobile App: Once you login to your iMobile app, go to the Debit Cards section, and click on the card for which you want to know the ATM withdrawal limit. It will display the daily ATM withdrawal limit for the specific card.
- Internet Banking: You can login to your ICICI Netbanking portal, navigate to the Debit Cards menu, and choose the debit card for which you want to view your daily ATM withdrawal limit.
- Customer Care: You can simply call ICICI Bank’s customer service helpline for assistance regarding the daily ATM withdrawal limits on your ICICI Bank ATM or Debit cards.
You might be interested in International Debit Cards. Read More!
What is the ICICI Bank ATM Withdrawal Limit for a Single Transaction?
ICICI Bank ATMs also have a withdrawal limit on the amount you can withdraw in a single transaction. At ICICI Bank ATMs, you can withdraw up to ₹15,000 per transaction and ₹10,000 at non-ICICI Bank ATMs. If you need to withdraw more money, you need to do multiple transactions.
Number of Free Transactions Per Month in ICICI and Non-ICICI ATMs
Apart from the daily ATM withdrawal limit, there is also a limit on the number of free transactions per month; for both financial and non-financial transactions.
- ICICI ATMs: Up to 5 free transactions per month for savings account holders. Subsequent financial transactions will be charged Rs.21+GST per transaction and non-financial transactions will be charged Rs.8.50+GST per transaction.
- Non-ICICI ATMs: Up to 3 free transactions in metro cities and 5 free transactions in non-metro cities. However, only a total of 5 transactions will be allowed for free with a limit of 3 transactions in ATMs in metros. Subsequent financial transactions will be charged Rs.21+GST per transaction and non-financial transactions will be charged Rs.8.50+GST per transaction.
Exhausted your free transactions limit? Here is how you can withdraw money using UPI, without a debit card
Other Transactions You Can Do at ICICI Bank ATM With Your Debit Card
ICICI Bank ATMs offer more than just cash withdrawals. Customers can also:
- Check account balances.
- Obtain mini-statements.
- Transfer funds between ICICI Bank accounts.
- Pay utility bills.
- Recharge mobile phones.
- Request a checkbook.
What is the difference between ICICI Bank ATM Card and Debit Card?
An ICICI Bank ATM card is primarily used for the purpose of cash withdrawal at ICICI Bank ATMs. An ICICI Bank Debit Card comes loaded with various features like POS swipe and pay, online transactions, shopping at retail outlets, and more.
One-time SBI Withdrawal Limit
The one-time ATM withdrawal limit for SBI ranges from Rs. 40,000 to Rs. 1,00,000, and you cannot exceed this threshold. However, you can modify the daily transaction limit through the SBI YONO mobile application. This withdrawal limit also applies to ATMs of non-SBI banks. The withdrawal limit is the same for non-SBI Bank ATMs. But, if you exceed the threshold limit set by the bank, you will have to pay a penalty to withdraw money. The maximum number of free transactions at non-SBI Bank ATMs is 5. Additionally, for every transaction, you will have to pay Rs. 20 plus GST additionally for every transaction.
FAQs on ICICI ATM Withdrawal Limits
1. What is the ICICI Bank ATM Withdrawal limit on my debit card on a single day?
The daily ATM withdrawal limit depends on your debit card type. It could range from ₹50,000 to ₹1.5 lakhs.
2. Where can I check my ICICI debit card ATM withdrawal limit?
You can check your ICICI Bank debit card ATM withdrawal limit on your iMobile app, internet banking, or by contacting customer care.
3. Can I withdraw ₹2 lakhs from ICICI Bank ATM?
No, the maximum daily ATM withdrawal limit for most ICICI debit cards is ₹1.5 lakhs. For larger withdrawals, you can visit your nearest branch.
4. What is the maximum ATM withdrawal limit for ICICI Debit Card?
The daily ATM withdrawal limits vary by the type of debit card. They can be anywhere from ₹5,000 (Young Stars Debit Card) to ₹1.5 lakhs (Platinum Debit Card). Your card withdrawal limit is communicated to you at the time of card issuance. You can also find it on the letter that is sent along with the debit card.
5. How many free ATM transactions are allowed per month?
ICICI Bank allows 5 free transactions at its own ATMs, and 3-5 free transactions at non-ICICI ATMs, depending on the location.
6. Are there any charges for ATM transactions done after the free transactions in a month?
Yes, once you have exhausted the free ATM transactions limit, you'll be charged ₹21+GST per transaction for financial transactions and ₹8.50+GST per transaction for non-financial transactions.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.