HSBC Platinum Credit Card

About HSBC Bank:

HSBC is one of the world’s largest banking and financial services organizations. It offers retail banking and wealth management, commercial banking, global banking and markets, and global private banking services. It is listed on the London, Hong Kong, New York, Paris and Bermuda stock exchanges.

Overview of HSBC Platinum Card

Earn reward points when you shop with your HSBC Platinum Card and redeem them easily for attractive options from a range of categories like travel, premium merchandise, and much more. It has a flexible rewards redemption program. Read on to know more about HSBC Platinum Card offers.

HSBC Platinum Card Features

• Cashback offers:Get 10% cashback on all spends during the first 90 days from the date of card issuance subject to a minimum spend of Rs. 10,000. The cashback is capped at Rs.3000 per card.
• Rewards program:Get 2 points per Rs. 150 spent. You earn EXTRA points when you shop at participating EXTRA partners. A complete list is available on their website. Reward points are valid for a period of 3 years, which can be redeemed for a host of gifts and vouchers.
• Get 3 X Rewards on spends on dining, hotels and telecom spend categories for the first 12 months.
• Get 5X Rewards on subsequent purchases made after crossing spend amount of Rs. 400,000 in a year up to a maximum of Rs. 1,000,000 in a year.
• No Joining and Annual Fees.
• Balance Transfer-on-EMI: Transfer the outstanding balance from your other bank credit cards to your HSBC Credit Card and repay it in easy monthly installments at a lower interest rate.

Make your financial life hassle-free!

HSBC Platinum Card Benefits

• Get fuel surcharge a waiver on the 2.5% surcharge at any petrol pump across India, capped at a maximum of Rs. 250 per calendar month for transactions from Rs. 400 to Rs. 4000.
• Dining Privileges: Get attractive discounts of up to 15% in major cities at participating restaurants.
• Avail IEMI – Instant EMI on purchases of over Rs. 2000.
• The cardholder has nil lost credit card liability after reporting and registering the loss of the HSBC Platinum Credit Card to HSBC.
• Avail benefits like cash advance, additional credit cards, global access, online convenience amongst other regular credit card benefits.
• Get movie ticket voucher worth Rs.500 on spending over Rs. 50,000 in a calendar month. Cardholders can receive up to a maximum of Rs. 3000 worth free tickets in a year under this offer. The eligible Cardholders will be sent an SMS on their registered mobile number containing a unique code within 30 days of completion of the offer period.
• Emergency Card Replacement: If you happen to lose your HSBC VISA Platinum credit card while traveling abroad, you can call Visa Global Assistance Services or HSBC Helpline numbers and have your card cancelled and an emergency card issued worldwide within just 3 days. You can also opt to receive emergency cash.

Eligibility for HSBC Platinum Card

To be eligible for an HSBC Platinum Card, you need to comply with certain eligibility criteria. Following is an overview:

• You must be over 18 years of age
• You must be able to demonstrate a stable credit history
• You must be salaried or self-employed and withdraw a stable salary

HSBC Platinum Card Documents Required

The documentation is very straightforward. You will require the following:

• 2 passport size photos and signature-bearing national identity cards
• Proof of address - Ration card, electricity bill etc. can be submitted
• PAN card, Form 16 and the Income Tax Returns Statement
• Proof of salary, employment / proof of business details
• Last 3 months salary statement.

HSBC Platinum Card Annual Fee

No Joining and Annual Fees.

HSBC Platinum Card FAQs

Can I apply for an HSBC Platinum Card online?

Absolutely. You can apply for an HSBC Platinum Card at their website online.

I got my credit card bill. What are the bill paying options available?

You can choose from the following options to make your bill payment:

• Pay your credit card bill via online banking – such as NEFT/RTGS/EPAY/VMT (from other bank accounts)
• Payment through cheques
• Cash deposit/cheque deposit at ATM/Bank during banking hours

Are there any rebates on travel?

Absolutely! Book domestic flights on the Cleartrip website or the mobile app every Friday using your HSBC Credit Card and enjoy exclusive offers.

Can I convert my purchases into EMI?

Yes. Buy a wide range of products and services from electronics to travel and more on your HSBC Credit Card, and repay in easy EMIs as per your convenience. This will make your shopping experience a lot more convenient and rewarding. Repay the purchase value in EMIs over a period. Following is an overview:

• Repayment Tenure of 3, 6, 9, 12, 18 or 24 months
• No documentation required
• Earn Reward points on your card on the EMI transactions
• NIL Processing Fees

How long does it take to receive an HSBC Credit Card?

Once the bank receives your application form complete in all respects along with all the required documents, your application will be processed within two weeks. You will receive your new credit card in 7 working days, once your application is approved.

HSBC Platinum Card Review

Swipe your HSBC Platinum Card and stand to earn rewards points that can be redeemed for gifts, vouchers and premium merchandise. In short, you get rewarded for spending. It offers attractive rebates on travel, dining and leisure as well as on normal everyday retail spends. The rewards this card offers makes it a desirable option, provided that all credit card dues are paid consistently every month.

Apply for HSBC Platinum Card

You can check your eligibility and apply for a credit card by signing up with CreditMantri. It is quick, simple and above all, free.

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