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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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HSBC Credit Cards provide lifestyle credit cards that provides benefits for dining, movie tickets, etc. Earn 2 reward points per Rs. 150 spent. Get rewards for dining or get 2 complimentary tickets each month. Get instant loan approvals. Enjoy cash back and reward points while shopping. Apply now!
Annual Fee
nil*
Reward Type
LifeStyle
Joining Fee
nil*
HSBC is a multinational banking and financial services company has around 4000 offices in 70 countries. It is the world’s sixth largest public company according to the composite measure by Forbes magazine. HSBC Bank provides tailor made products to satisfy each and every customer requirement which can clearly be seen in their credit card offers.
HSBC Bank offers multiple types of credit cards like
Lifestyle: These are credit cards which provides benefits for dining, movie tickets, etc. This is also called fun credit cards as they give benefits for more experience-oriented services. For example, a credit card will give more rewards for dining or give 2 complementary tickets each month. The cards provided by HSBC Bank in this category are.
With HSBC Platinum Credit Card you can earn 2 reward points per Rs. 150 spent. You can earn EXTRA points when you shop at participating EXTRA partners that can be redeemed for gifts. You can also get 15% in major cities at participating restaurants which makes this card a great option.
HSBC Bank provides different credit cards that cater to various customer needs. They understand the requirements of the customer and transfer that knowledge in the credit cards they offer. With great rewards, cashback, travel, shopping and elite credit cards, they cater to every aspect of a customer’s needs.
Knowing the need of the customer and making it comfortable for them HSBC Bank provides multiple ways by which an individual can apply for a credit card.
HSBC Bank Website
You can go to HSBC Bank website and check various credit cards. You can check the eligibility for the credit card you are interested in to make sure you don’t apply for cards you are not eligible for. By this simple step you make sure your card application is not rejected and thus your credit score is not affected.
There are certain factors or criteria stipulated by banks which needs to be satisfied before credit card applications are approved. They are
| Age | Minimum 21 years Maximum 65 years |
| Nationality | Indian |
| Employment Type | Salaried or Self-employed |
| Employment status | Employed/In-business for at least 1 yr. and at least 6 months with current employer/business |
| Minimum Income | This varies from card to card, but minimum salary required is Rs.3 lakhs per annum |
| Credit Score | Preferred 750 |
These are the general criteria which you need to satisfy for your credit card to be approved. These criteria will change from bank to bank.
The documentation required for an HSBC Bank Credit Card is very simple and straightforward. You will require the following:
Credit cards have many uses apart from the rewards you get from spending using your credit cards. The following is list of uses that credit cards can provide you
Thus, credit cards provide a card holder a plethora of benefits.
1. What is the eligibility criteria for getting a HSBC Bank Credit Card?
You need to be above 21 years old and below 65 years old with a steady income of at least Rs.3,00,000 per annum as a self-employed or working in a reputed company.
2. How to do HSBC Bank credit card bill payment?
You can pay the bill on the HSBC Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of HSBC credit card bill payment. The offline method is where you can pay your bill at any HSBC Bank branch.
3. Why was my HSBC Bank credit card application rejected?
It could be any number of reason from low credit score, eligibility criteria etc. You should wait for the rejection letter which will have all the details and reason for rejection. If you have further queries you can contact HSBC Bank credit card customer care for further information.
4. How can I check my credit card usage?
You can check your credit card usage or balance through Net banking, Mobile banking, visiting the nearest branch, ATM, calling customer service or opt for monthly statements and SMS alerts.
CreditMantri pre-screens your application to make sure you are likely to qualify as per the lender’s credit criteria. Hence, the chance of your credit card application getting approved is higher. It is quick, simple and above all, free.
Click here to sign up and apply for loans and credit cards, the CreditMantri way!
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application