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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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Is your Credit Score >750?
IDFC Bank has different options to pay your credit card bill. You can pay both online and offline.
1. Paying via Internet Banking: IDFC Credit Cardholders can log in to their IDFC Bank internet banking and access their credit card under the ‘Credit Cards’ tab. You can even set up auto-debit instructions to pay your credit card bill every month. The feature is available on IDFC Bank mobile banking app too.
2. UPI Payments: You can pay from any of your UPI apps. Follow this format to make the payment.
3. Pay using Netbanking or Debit Cards – If you want to make payment from another bank account or other bank debit card, you can do that too. On the IDFC ‘Credit Card Bill Payment’ page, choose the Net banking or Debit Card Payments tab. It will take you to the page where you enter your card details and choose the bank or debit card from which you want to make payment.
4. IMPS/NEFT Payments – You can also add your IDFC Bank credit card as a beneficiary in your other bank accounts so that you can make payments via IMPS or NEFT quickly. Here is how you add beneficiary –
Payee Name: Name as on your IDFC FIRST Bank Credit Card
Payee Account Number: Your 16-digit IDFC FIRST Bank Credit Card number
Bank Name: IDFC FIRST Bank
IFSC Code: IDFB0010225
Offline Payment Options
Cash Deposit - Pay your bill at the nearest IDFC FIRST Bank branch by depositing cash into your Credit Card account with your name and account number.
Cheque - Drop a cheque made out to the 16-digit IDFC FIRST Bank Credit Card number, i.e. “IDFC FIRST Bank Credit Card xxxxxxxxxxxxxxxx" at an of your nearest IDFC First Bank branch or ATM
A CIBIL™ score is a three digit number between 300 and 900 that gives potential lenders a quick idea of your loan
Credit repair involves rebuilding your credit health to a level where you become eligible for loans.
A credit report is a history of your credit behaviour and contains detailed information on all your loan and credit
A credit rating - also known as a credit score - is a 3 digit number between 300-900 that gives potential lenders
A bad credit score is generally one that is less than 650. A credit score is a three digit number in the range of 300-900
Yes. In fact, a credit score of 850 is very good! Most lenders look for a minimum credit score of 750 to approve loans
There are several ways in which you can improve your credit score. Depending on how good or bad your score is,
Is 800 a good credit score? Yes. In fact, a credit score of 800 is very good! Only a small percentage of people reach,
Is it possible to obtain a free credit check or credit report? The answer is yes and no!
Your CIBIL™ Score plays an important role in getting loans and credit cards sanctioned, because it gives lenders
It is not possible for anyone, either lenders or borrowers, to get a CIBIL™ score or credit report for free.
It is important to know that there is no such thing as a CIBIL™ defaulter list. There used to be a defaulter list earlier,
There is really no number that can be established as the average credit score in India. Many people see regular
You can repair your credit absolutely free if you do it yourself! However, many people choose to get professional help
First, it is important to note that there is no ‘Defaulters List’ that is maintained or circulated by CIBIL™ or any of the other
Sourav and Ankit are watching the New York Marathon on TV and decide that they want to run a marathon.
In India, the best credit score to have is one that is 750 or above. The three credit rating agencies that operate in India
Is a credit score of 700 good? While it is not a very bad score, it is not good enough to automatically qualify
It is difficult to get a loan with a credit score of 650. Most banks look for a minimum score of 750 when deciding
It is not likely that you will get a loan with a credit score of 600. Most banks look for a minimum score of 750
It is difficult to get a loan with a credit score of 550. Most banks look for a minimum score of 750 when deciding
A poor CIBIL™ score can increase your financial problems and make it difficult to access credit, whether as a loan or credit.
One common worry that runs through your mind after you have made a credit card settlement is,