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Apply now for an SBI ATM cum Debit Card, Online or Offline, and experience seamless and convenient banking. Discover how applying for an SBI ATM card can give you instant access to a wide range of financial services, both online and offline.

The State Bank of India (SBI) stands as one of India's largest and most esteemed banking institutions, providing a diverse array of financial services to its clientele. A core offering from SBI encompasses its broad selection of ATM cards, tailored to suit various customer requirements. These cards streamline both cash withdrawals and access to numerous banking amenities.

Owning an SBI ATM card offers numerous advantages, such as transaction convenience, nationwide ATM accessibility, and top-notch security features. These versatile cards can be utilized for online purchases, bill settlements, and at point-of-sale (POS) terminals, solidifying their status as a vital asset for everyday financial management.

Each of these cards is tailored to meet the unique requirements of different customer segments, ensuring that SBI provides a comprehensive suite of ATM card services. By using the SBI YONO app or SBI’s internet banking, customers can easily apply for these cards and manage their features conveniently online.

Types of SBI ATM Cards

Card Type

Key Features

SBI Global International Debit Card

- Use worldwide

- Earn SBI Rewardz points

- Secure EMV chip

- Daily cash limit (domestic): ₹40,000

- Daily cash limit (international): equivalent to ₹40,000

- POS transaction limit: ₹75,000

SBI Gold International Debit Card

- Higher transaction limits

- Earn reward points

- Available globally

- Daily cash limit (domestic): ₹50,000

- Daily cash limit (international): equivalent to ₹50,000

- POS transaction limit: ₹2,00,000

- Online transaction limit: ₹50,000 per transaction/month

SBI Platinum International Debit Card

- Complimentary airport lounge access

- Higher withdrawal and purchase limits

- Secure EMV chip

- Daily cash limit (domestic): ₹1,00,000

- Daily cash limit (international): equivalent to ₹1,00,000

- POS transaction limit: ₹2,00,000

- International Online transaction limit: Equivalent to ₹50,000 per transaction/month

SBI My Card International Debit Card

- Customizable design

- Use worldwide

- Earn Freedom Rewardz points

- Daily cash limit (domestic): ₹40,000

- Daily cash limit (international): equivalent to ₹40,000

- POS transaction limit: equivalent to ₹75,000

- Online transaction limit: equivalent to ₹50,000 per transaction/month

SBI Virtual Debit Card

- Instant issuance; Zero Issuance fees

- No physical card

- Secure contactless payments through tokenization (Google Pay, Samsung Pay)

- Daily cash limit at ATMs: Nil

- POS transaction limit: ₹50,000

- Online transaction limit: ₹50,000

- Contactless Payments: ₹5,000 per transaction

How to Apply for an SBI ATM Card Online?

Via SBI Online Banking portal

Obtaining an SBI ATM card online is a straightforward process that can be completed in a few simple steps using the SBI Online Banking portal. Here's a simple guide:

1. Access your SBI online banking account by logging in with your username and password.

2. Go to the 'e-services' section.

3. Click on 'Debit Card Services'.

4. Choose 'ATM cum Debit Card'.

5. Click on 'Request/Track Debit Card'.

6. Select the savings account that you wish to issue the debit card for.

7. Choose the type of card you want to apply for, either a Debit Card or a ‘My Card’.

8. From the drop-down menu, select the card variant that aligns with your requirements.

9. Please read and acknowledge the disclaimer before continuing.

10. Take a moment to review your information and click 'SUBMIT' to finish your application.

11. After submitting the application, you will receive a notification via SMS and email, informing you of the estimated delivery date for your card.

Through the SBI YONO App

You can apply for an SBI ATM card easily & quickly through the SBI YONO app. It is a convenient choice for individuals who prefer mobile banking. Here is a detailed procedure:

1. Once logged in to your SBI YONO app, navigate to the 'Service Request' section.

2. Go to the 'ATM/Debit Card' section.

3. Simply click on the 'Request New/Replacement' and continue.

4. Choose your account number and input your full name, that you want to be printed on the card.

5. Select the type of debit card (Visa, Mastercard or Rupay) and the specific variant from the drop-down menu.

6. Verify your details and submit your request.

7. After submitting the application, you will receive a notification via SMS and email, letting you know the approximate date when your card will be delivered.

How to Apply for an SBI ATM Card Offline?

There are two ways to apply for an SBI ATM card offline: by visiting the branch or through the phone banking IVR system.

Visiting an SBI Bank Branch

1. By Visiting Your Nearest Branch

2. Visit your nearest SBI Bank branch.

3. Ask for an application form from any bank representative to obtain an ATM card.

4. Duly fill the form and submit it along with all the required documents, such as your PAN card and proof of address.

5. After processing, you will receive your ATM debit card at your registered address within a few days.

Through the Customer Care IVR System

1. Contact customer care by calling any of the provided numbers.

2. 080-26599990 (toll-free helpline number).

3. 1800 11 2211 (toll-free).

4. 1800 425 3800 (toll-free).

5. choose the account you want the ATM card for, and also select the type of card you prefer.

6. Place a request for a new debit card.

7. The customer care representative will handle your request, and you will receive the card at your designated address.

Who all are Eligible to apply for SBI ATM Card?

People meeting the below conditions can apply for an SBI ATM Card –

  • You should either have a savings or current account with SBI
  • Your age must be between 21 and 60 years
  • The type of ATM card issued by the bank varies across factors such as minimum balance, relationship of the customer with the bank, and the minimum balance.

How to Activate Your SBI ATM/Debit Card?

Upon receiving your SBI debit card, you must activate it by creating a PIN. Please follow the below steps to activate your SBI ATM/Debit Card either online and offline.

Offline Activation/PIN Generation for your SBI ATM/Debit Card

1. Visit your nearest SBI ATM.

2. Insert your debit card and select the 'PIN Generation' option.

3. Input your account number and registered mobile number.

4. A One Time Password (OTP) is sent on your registered mobile number.

5. You need this OTP to generate a new debit card PIN.

Online Activation/PIN Generation

Through SBI Net Banking:

1. Upon logging in to your SBI Net Banking account, navigate to the 'e-Services' section.

2. Here, choose 'ATM Card Services'.

3. Go to 'ATM PIN Generation' and enter the details in the mandatory fields.

4. You can set/generate an ATM PIN of your choice in the next screen.

5. Confirm your choice by entering the OTP sent to your registered mobile number.

Using the SBI YONO App:

1. Inside your SBI YONO app login, go to the 'Service Request' section.

2. Once here, choose 'ATM/Debit Card'.

3. You will be required to choose the right debit card and input a debit card PIN of your choice.

4. You can confirm the PIN by entering the OTP sent to your registered mobile number.

Using Customer Care IVR for SBI ATM Card Activation/PIN Generation

If you need assistance in generating your debit card PIN, you can reach out to the SBI customer care team. Contact any of the customer care numbers mentioned previously in this article, and they will assist you in navigating the process.

How Can I Track the SBI ATM/Debit Card Delivery Status?

If you encounter any delay beyond the anticipated delivery time for your SBI ATM card, you can monitor its status using different tracking methods. Here's how:

From the SBI Net Banking Portal

1. Upon logging in to your SBI Net Banking account, navigate to the 'ATM Card Services'.

2. Here, select 'Request ATM/Debit Card'.

3. Under 'Enquiry', enter your account number.

4. Input the month when you applied for the card.

Track Your SBI ATM/Debit Card Status through SBI YONO App

1. On your SBI YONO app login, go to 'Manage Cards',

2. Once here, choose 'Manage Debit Card'.

3. Select your account number and the month and year of your application.

4. Click on 'Submit' to access the debit card dispatch details.

Tracking through Customer Care

If you have any questions about the delivery of your ATM card, you can contact the customer care numbers mentioned earlier in the article. The customer care representative can help you with the necessary information on the card delivery status.

Frequently Asked Questions:

1. How to apply online for an SBI ATM/Debit card?

To obtain an SBI ATM card online, access the SBI online banking portal, click on 'e-services', choose 'debit card services', and proceed with the on-screen prompts to submit your application.

2. Who is eligible to apply for an SBI debit card?

Any individual who holds an SBI savings account can apply for an SBI ATM/debit card.

3. How to use the SBI YONO app to activate an SBI ATM/debit card?

To activate your SBI debit card through the YONO app, log into the app, navigate to 'Service Request', choose 'ATM/debit card', and follow the instructions to generate your pin and activate the card.

4. How can I monitor the progress of my SBI ATM card delivery?

You can monitor the progress of your SBI ATM card delivery through the SBI net banking portal or the SBI YONO app. You can also call customer care to get the latest status.

5. What steps should I take if my SBI ATM card is misplaced or stolen?

If your SBI ATM card is misplaced or stolen, promptly deactivate the card through the SBI net banking portal, the YONO app, or by contacting the SBI customer care. After that, submit an application for a new card.

6. Can I create a new PIN for my SBI debit card at an ATM?

Yes, you can activate your debit card and create a PIN using an SBI ATM. Walk into your nearest SBI Bank ATM and insert the card into the ATM machine. Now go to the 'pin generation' option. once it verifies your registered mobile number, it will send a PIN to your mobile, using which you can set your new PIN.

7. What are the various types of SBI ATM cards that are offered?

SBI provides a range of ATM cards, including the SBI Global International Debit Card, SBI Gold International Debit Card, SBI Platinum International Debit Card, SBI My Card International Debit Card, and SBI Virtual Debit Card. Each card possesses distinctive attributes and advantages tailored to meet the diverse requirements of various customers.

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