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PhonePe is one of the most used UPI apps in India. There are several Point of Sale (POS) terminals that accept payment via PhonePe and online merchants where you can also avail attractive cashback when you pay using your PhonePe wallet.

However, it is not possible to directly add money through credit card to PhonePe. Thus, it can be a tad inconvenient. However, there is a possible way by which you can overcome this hassle and still use the convenience of both your credit card and PhonePe wallet. First, you have to add money using your credit card to a supporting digital wallet and then transfer money from that wallet to your PhonePe wallet. Let’s take a closer look at the steps involved.

Step-by-Step Guide to add money on PhonePe wallet using a Credit Card?

Step 1: Open PhonePe App and log in.

Step 2: Now click on My Money tab at the bottom.

Step 3: Link your FreeCharge, Airtel Money or JioMoney Wallets using OTP verification.

Step 4: Go to the linked wallet app and add money using a credit card

That’s all. Here you go. After a partial KYC (by entering your Pan card or voting card), which takes less than a minute, you can add money using a credit card to any of the wallets mentioned above like FreeCharge, JioMoney, or Airtel Money.

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CreditMantri Finserv Private Limited

CIN No

U72100TN2012PTC085154

IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002

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