How do I make a virtual credit card online?

Virtual credit cards are available online in digital format and are specially designed for online transactions. These cards come with a card number, CVV, and also validity date just like a normal credit card. The details of the card are available online for viewing. Here are some of the benefits offered by a virtual credit card and how one can get it online:

Top Benefits:

• Improved security – Virtual credit cards generally have a one-time usage option. The card number is generated for a specified time duration which can range anywhere between 24-48 hours. Since the card is available online, it reduces the chances of physical theft or misuse. It also comes with OTP which enhances the security aspect further.
• Transaction limit – Just like regular cards, virtual credit cards come with a transaction limit. Users are allowed to transact multiple times within this limit.
• Instant availability – Customers can access virtual credit cards instantly after applying for them online.

How to use a virtual credit card online?

A virtual credit card can only be used online and not for physical transactions. Here are the steps to be followed while using the same:

• Enter the card number
• Enter the validity period
• Enter the OTP that is sent to your registered mobile number
• Initiate and complete the transaction.

Additional Features

• In case the virtual credit card expires, the credit limit remaining on the card is transferred to the primary card.
• Most virtual credit cards are offered free of cost and there are no charges to avail the same.
• These cards also allow international transactions to offer additional convenience in online transactions.