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HDFC Business Credit Cards
HDFC offers 11 business credit cards that offer various rewards and benefits. Let us know the key features offered by each of these cards.
About HDFC Business Credit Cards
- Types of HDFC Business Credit Cards
- Important Features of HDFC Bank UPI RuPay Biz Credit Card
- Important Features of HDFC Bank Business Regalia Credit Card
- Important Features of HDFC Bank Business MoneyBack Credit Card
- Important Features of Pine Labs HDFC Bank Credit Card
- Important Features of Pine Labs HDFC Bank Pro Credit Card
- Important Features of Paytm HDFC Bank Business Credit Card
- Important Features of Paytm HDFC Bank SELECT Business Credit Card
- Important Features of Best Price Save Max HDFC Bank Credit Card
- Important Features of Best Price Save Smart HDFC Bank Credit Card
- Important Features of Flipkart Wholesale HDFC Bank Credit Card
- FAQs Of HDFC Business Credit Cards
Types of HDFC Business Credit Cards
Card Name | Joining Fees | Notes |
|---|---|---|
HDFC Bank UPI RuPay Biz Credit Card | Rs. 250 + taxes | Renewal fee waived off upon spending Rs. 25,000 |
Business Regalia | Rs. 2500 + taxes | Renewal fee waived off upon spending Rs. 3 lakhs |
Business MoneyBack | Rs. 500 + taxes | Renewal fee waived off upon spending Rs. 50,000 |
Pine Labs HDFC Bank Credit Card | Rs. 499 + taxes | Renewal fee waived off upon spending Rs. 45,000 |
Pine Labs HDFC Bank Pro Credit Card | Rs. 1,000 + taxes | Renewal fee waived off upon spending Rs. 75,000 |
CSC Small Business MoneyBack | Rs. 250 + taxes | Renewal fee waived off upon spending Rs. 25,000 |
Paytm HDFC Bank Business Credit Card | Rs. 500 + taxes | Renewal fee waived off upon spending Rs. 50,000 |
Paytm HDFC Bank SELECT Business Credit Card | Rs. 1,000 + taxes | Renewal fee waived off upon spending Rs. 1 lakh |
Best Price Save Max HDFC Bank Credit Card | Rs. 1,000 + taxes | Renewal fee waived off upon spending Rs. 75,000 |
Best Price Save Smart HDFC Bank Credit Card | Rs. 500 + taxes | Renewal fee waived off upon spending Rs. 50,000 |
Flipkart Wholesale HDFC Bank Credit Card | Rs. 499 + taxes | Renewal fee waived off upon spending Rs. 3 lakhs |
Important Features of HDFC Bank UPI RuPay Biz Credit Card
1. Joining/renewal fee is Rs. 250 + applicable taxes.
2. Get 3% cash points on dining, supermarket, and groceries via PayZapp transactions.
3. Get 2% cash points on utility spending.
4. Get 1% cash points on all other spends. Excludes spending on rent, fuel, education, EMI, and Wallet loads.
5. Avail of an interest-free credit period of 50 days.
Important Features of HDFC Bank Business Regalia Credit Card
1. Joining/renewal fee is Rs. 2,500 + applicable taxes.
2. Get 4 reward points for every Rs. 150 spent (excluding EMI, petrol, and wallet).
3. Avail of an interest-free credit period of 50 days.
4. Get 10,000 bonus reward points on spending Rs. 5 lakhs on your Business Regalia card. Get additional 5,000 reward points on spending Rs. 8 lakhs.
5. Get 12 complimentary lounge visits at the domestic airport lounge and 6 visits at international airport lounges.
6. Get 5% monthly cashback on paying utility bills.
7. Get a 1% fuel surcharge waiver at all fuel stations across India.
8. Dining benefits via Swiggy Dineout. Avail 20% discount on all restaurant bills.
9. Apply for priority pass along with add-on cards.
10. Avail of the benefits of 24*7 concierge services.
11. Get air accidental cover worth Rs. 1 crore. Emergency hospitalization covers up to Rs. 15 lakhs.
12. Get flight delay cover up to Rs. 25,000.
13. Get cover for missing international connecting flights up to Rs. 25,000.
Important Features of HDFC Bank Business MoneyBack Credit Card
1. Get 2X reward points on every Rs. 150 spent online.
2. of an interest-free credit period of 50 days.
3. Get a bonus of 2,500 reward points on spending Rs. 1.8 lakhs.
4. Get 5X reward points on fuel.
5. 5% cashback on business essential spending.
6. Avail of a 1% fuel surcharge waiver.
Important Features of Pine Labs HDFC Bank Credit Card
1. Joining/renewal fee is Rs. 499 + applicable taxes.
2. Get 4 reward points for every Rs. 150 spent (excluding EMI, fuel, and wallet).
3. Get 5% monthly cashback on paying utility bills.
4. Avail of an interest-free credit period of 50 days.
5. Avail of a 1% fuel surcharge waiver.
Important Features of Pine Labs HDFC Bank Pro Credit Card
1. Joining/renewal fee is Rs. 1,000 + GST.
2. Get 4 reward points for every Rs. 150 spent (excluding EMI, fuel, and wallet).
3. Get 5% monthly cashback on paying utility bills.
4. Avail of an interest-free credit period of 50 days.
5. 8 complimentary access to airport lounges.
6. Avail of a 1% fuel surcharge waiver.
Important Features of CSC Small Business MoneyBack Credit Card
1. Joining/renewal fee is Rs. 250 + applicable taxes.
2. Avail of an interest-free credit period of 50 days.
3. Get 5X reward points on fuel spending.
4. Avail of a 1% fuel surcharge waiver.
5. Get 20% off on your dining bills with the Good Food Trail Program.
Important Features of Paytm HDFC Bank Business Credit Card
1. Joining/renewal fee is Rs. 500 + GST.
2. Avail of an interest-free credit period of 50 days.
3. Avail of 3% cashback on Paytm – utility, movies, recharge, etc.
4. Avail of a 1% fuel surcharge waiver.
5. Avail 20% off on your dining bills via Dine Out.
Important Features of Paytm HDFC Bank SELECT Business Credit Card
1. Joining/renewal fee is Rs. 1,000 + GST.
2. Get 5% cashback on Paytm – utility, travel, movies, etc.
3. Avail of an interest-free credit period of 50 days.
4. Avail of 12 complimentary access to the domestic airport lounge.
5. Avail of a 1% fuel surcharge waiver.
Important Features of Best Price Save Max HDFC Bank Credit Card
1. Joining/renewal fee is Rs. 1,000 + applicable taxes.
2. Avail of an interest-free credit period of 50 days.
3. Earn 6 reward points on spending Rs. 150 for Best Price Spends.
4. Earn 4 reward points on spending Rs. 150 for IRCTC, Utility, and Dining spends.
5. Earn 2 reward points on all other retail spends.
6. Get up to 8 complimentary visits to 800+ lounges worldwide.
7. Avail of a 1% fuel surcharge waiver.
8. Save up to 20% on your dining bill via Dine Out Pay.
Important Features of Best Price Save Smart HDFC Bank Credit Card
1. Joining/renewal fee is Rs. 500 + applicable taxes.
2. Avail of an interest-free credit period of 50 days.
3. Get 1% cashback on all Best spends up to Rs. 10,000 in a month.
4. Get 0.5% cashback for every Rs. 150 spent on all other purchases.
5. Avail of a 1% fuel surcharge waiver.
6. Save up to 20% on your dining bill via Dine Out Pay.
Important Features of Flipkart Wholesale HDFC Bank Credit Card
1. Joining/renewal fee is Rs. 499 + applicable taxes.
2. Get 5% cashback on Flipkart online spends on wholesale.
3. Get 5% cashback on utility, telecom, govt., and tax payments.
4. Get 1% cashback on all of the other spends.
5. Avail of an interest-free credit period of 50 days.
FAQs Of HDFC Business Credit Cards
1. What is an HDFC Business Credit Card?
HDFC Business Credit Card is a financial product offered by HDFC Bank specifically designed for business owners and professionals. It provides various features and benefits tailored to meet the needs of businesses, such as expense tracking, rewards, and flexible credit limits.
2. How can I apply for an HDFC Business Credit Card?
To apply for an HDFC Business Credit Card, you can visit the official HDFC Bank website or visit a branch in person. Fill out the application form with the required details, submit the necessary documents (such as proof of business, income, and identity), and follow the bank's application process.
3. What are the benefits of HDFC Business Credit Card?
HDFC Business Credit Card offers several benefits to businesses, including rewards and cashback on business-related expenses, expense management tools, higher credit limits, travel benefits, insurance coverage, fuel surcharge waivers, and special offers on partner merchants.
4. Is there a joining fee or annual fee for HDFC Business Credit Card?
Yes, HDFC Business Credit Cards may have joining and annual fees. The fee structure depends on the specific card variant and the features it offers. It is advisable to check the terms and conditions or contact HDFC Bank for detailed information regarding fees and charges.
