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HDFC Bank Festive Treat Offers

Hdfc Bank Festive Offer

Overview

The festival period marks a solid spike in the way people spend. Celebrations require money and people are always on the look-out for attractive offers to utilize their monies efficiently. HDFC Bank has brought out Festive Treat Offers on various products to offer special schemes to its customers. HDFC Bank Festive Treat Offers is one-of-its-kind product in the financial services industry. Customers will be able to enjoy 100+ offers online and in-store through credit cards, EasyEMI and loans. This is available for both retail and business customers. They can enjoy discounts, cash back offers and rewards with many retail brands through HDFC Bank products.

HDFC Bank Festive Treat Offers – Features & Benefits

Some of the main features and benefits of HDFC Bank Festive Treat offers are:

Loans Special benefits are available on personal and car loans wherein you pay less on your loan to be able to increase spends during the festival season. EMI per 1 Lakh is reduced on these both loans.

Cards HDFC Bank Credit Cards and Debit Cards offer attractive cashbacks of up to 10% which gives impetus to card usage.

EasyEMI HDFC Bank offers 10% cash back on HDFC Bank EasyEMI purchases on various products in the Electronics, durables and lifestyle categories

Two-wheeler loans Attractive offers on two-wheeler loans with reduced EMI per lac is available on two-wheeler loans.

Gold Loan There are no loan closing charges post three months on gold loans.

Business Growth Loan HDFC Bank offers 50% off on processing fees for business loans.

Digital Loan against Mutual Funds HDFC Bank offers attractive processing fee for digital loan against Mutual Funds.

Loan against property

flat processing fee is offered for the festive period by HDFC Bank for loan against property The HDFC Bank Festive Treat Offers are available on various categories of products like smartphones, clothes, jewellery, footwear, furniture, travel and so on.

HDFC Bank Festival Treat Offers – List of Products

1. Personal Loan

Offer Details
  • EMI starts at Rs.2,162/Lac
  • Processing fee starts at Rs. 1,999
  • Money in account in 10secs for select HDFC Bank pre-approved customers
  • Loan up to Rs. 40 lacs
  • No need for collateral
Validity

Eligibility

  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 21 and 60 years of age
  • Individuals who have had a job for at least 2 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of Rs. 15,000 net income per month (Rs. 20,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

Offer Validity

31st October 2019

2. Car Loan

Offer Details
  • EMI starts at Rs.1,234/Lac
  • Processing fee starts at Rs. 999 + taxes
  • Zero Foreclosure charges after 24 months
  • No down payment
  • Money in 10 sec for select HDFC Bank pre-approved customers
Validity
  • All eligible borrowers including Individuals and Companies

Offer Validity

31st October 2019

3. Two Wheeler Loan

Offer Details
  • Own your dream bike at Rs. 77/day onwards
  • Money in account in 10secs for select HDFC Bank pre-approved customers
  • No down payment
  • No Processing Fee

Savings of Rs. 8900 on all Honda Two Wheelers

Validity

Eligibility

  • Credit at the sole discretion of HDFC Bank Ltd.
  • Offer Applicable for HDFC Bank CASA & CSA A/c holders only
  • MI Repayment must be from HDFC Bank Salary or CASA A/c only
  • Zero Down payment is subject to Customer’s eligibility as per Credit Norms
  • Customer need to submit necessary documentation required for Loan Processing
  • Customer need to provide necessary documents to Dealer for availing the offer

Offer Validity

31st October 2019

4. Gold Loans

Offer Details
  • No Loan closing charges post 3 months
  • Quick loan disbursal in 45 mins
  • Term Loan & overdraft available
  • Lower Rate of Interest: 10.5% for Loan > Rs. 5 Lacs
Validity

Eligibility

All Pre-approved customers

Offer Validity

31st October 2019

5. Business Growth Loan

Offer Details
  • 50% off on Processing Fee
  • Loan up to Rs. 75 Lacs
  • No Collateral required
Validity

Eligibility

  • Self-employed individuals, Proprietors, Private Ltd. Co. and Partnership Firms involved in the business of Manufacturing, Trading or Services.
  • Individuals who have been in the current business for a minimum of 3 years, with 5 years total business experience.
  • The applicant should be at least 21 years at the time of applying for the loan, and should be no older than 65 years at the time of loan maturity

Offer Validity

31st October 2019

6. Digital Loan Against Mutual Funds

Offer Details
  • Processing Fee of Rs. 999
  • Lower Rate of Interest at 10%
  • Pay interest only on the amount utilised
ValidityEligibility

Offer Validity

31st October 2019

7. Loan Against Property

Offer Details
  • Flat Processing Fee of Rs. 9,999 on Balance transfer cases & for all HDFC Bank Pre-approved / Pre-qualified customers for cases up to Rs.1 Cr
  • Loan approval in 3 days
  • Processing fee of Rs. 0.25% on Balance transfer cases & for all HDFC Bank Pre-approved / Pre-qualified customers for above Rs.1 Cr
  • Dropline Overdraft facility (DOD) - Interest charged only on amount used
  • Loan offered to purchase commercial property (LCP)
  • Longer tenure up to 15 years (for cases up to Rs.5 Cr)
Validity

Eligibility

All Pre-approved customers

Offer Validity

31st October 2019

8. Home Loan

Offer Details
  • Up to 50% off on Processing Fee for employees of select corporates
  • No Processing Fee on Balance Transfer cases for salaried customers*
  • Special Processing Fee for select government employees*
  • Reliance Digital gift vouchers Up to Rs. 10,000 on every fresh loan disbursal**
Validity

Eligibility

All salaried customers

Offer Validity

31st October 2019

9. Tractor Loan

Offer Details
  • Up to 95% funding on new tractor loans*
  • 50% off on foreclosure Charges**
Validity

Eligibility

  • Individuals between 18 and 60 years of age.
  • Both farmers and non-farmers can avail of an HDFC Bank Tractor Loan.

Offer Validity

31st October 2019

How to apply for HDFC Bank Festival Treat Offers?

One needs to apply online for HDFC Bank Festival Treat Offers on the official website. Upon submitting requested details, an HDFC Bank representative will get in touch with you to close the application process for the desired HDFC Bank product. One can also walk into any of the 5000 HDFC Bank branches across the country for getting information on these offers. The bank representative will assist you with the application process.

FAQs: HDFC Bank Festive Treat Offers

1. What are HDFC Bank Festive Treat Offers?

HDFC Bank Festive Treat Offers are special schemes on various HDFC Bank products to encourage purchase of 100+ retail brands both online and in-store. These brands span across categories of smartphones, clothes, jewellery, furniture and so on.

2. What is the offer on the personal loan under HDFC Bank Festive Treat Offers?

Personal loan is available up to Rs. 40 lacs under this offer. Money is disbursed into the account within few minutes for select HDFC Bank pre-approved customers. There is no need for collateral and EMI starts at a low price of Rs. 2,162 per lac.

3. Who can avail the special Gold Loan offer under the Festive Treat offers?

All pre-approved customers of HDFC Bank are eligible to use the Gold Loan offer in this scheme.

4. What is the maximum amount of loan available in the Business Growth loan category?

One can take Business Growth Loan up to Rs. 75 lacs under HDFC Bank Festive Treat Offers.

Latest & Update Hdfc Bank Festive Offer News

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With Onam nearing, HDFC has launched its signature Festive Treats campaign to ease the shopping burdens of customers during this festival season. The offers under the Onam campaign are available until 30th September 2021. The bank has an array of off...

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With Onam nearing, HDFC has launched its signature Festive Treats campaign to ease the shopping burdens of customers during this festival season. The offers under the Onam campaign are available until 30th September 2021. The bank has an array of offers on car loans, home loans, two-wheeler loans, business loans, gold loans and loans against property. HDFC credit and debit cardholders also get special cashback and discounts for shopping using their HDFC card during this festive season. Customers can also convert their purchases into affordable EMIs at no extra cost.

HDFC Bank is Back with Bigger Festive Treats for 20201 Oct 2020

Starting from 1st October 2020, customers can enjoy special deals on all HDFC banking products. The bank has announced a 50% reduction in processing fees for all personal loans, auto loans and business growth loans. Besides offers on loans, the bank ...

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Starting from 1st October 2020, customers can enjoy special deals on all HDFC banking products. The bank has announced a 50% reduction in processing fees for all personal loans, auto loans and business growth loans. Besides offers on loans, the bank has also tied-up with leading retail brands like Amazon, Apple, Myntra, TataCliQ, Swiggy, and several others to provide customers with exciting discounts, no-cost EMIs, rewards, cashback and other offers. With 1000+ offers across brands, customers can fulfil their retail dreams through #FestiveTreats. You can check out the complete list of offers and discounts by visiting “HDFC Bank Festive Treats.”

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