Credit Score powered by our Bureau Partners 
® | 
Is your Credit Score >750?
- Get low interest loans & Lifetime FREE credit cards
- Get customized Credit Health Report
- Improve your creditworthiness
Get your FREE Credit Score & Report in just 2 minutes
If you’re an HDFC Bank customer who often needs to withdraw cash from ATMs, then, it's important to know about HDFC's ATM withdrawal limits. HDFC Bank, one of India's leading private sector banks, has set specific limits on the amount you can withdraw from their ATMs.
These limits are designed to ensure security, prevent fraudulent activities, and maintain smooth operations. Learning about these limits will help you avoid extra charges or problems.
HDFC ATM Withdrawal Limit Per Day
HDFC Bank ATM customers can withdraw cash daily up to:
- ₹50,000 for accounts under 6 months old.
- ₹2,00,000 for accounts older than 6 months.
- ₹10,000 using an ATM card.
- ₹25,000 or more for a debit card (limit differs by card type).
All accounts have a monthly withdrawal limit of ₹10,000.
Customers can also withdraw cash at HDFC Bank branches during banking hours using a withdrawal slip or cheque.
HDFC ATM Withdrawal Limit Per Month
The HDFC ATM withdrawal limit per month for HDFC Bank accounts is ₹10 Lakhs for all accounts, irrespective of their vintage. However, the daily withdrawal limit varies based on the age of your account:
- Accounts with vintage of 6 months and less: ₹50,000 per day
- Accounts with vintage of more than 6 months: ₹2 Lakh per day
HDFC ATM Withdrawal Limit for Different Debit Cards
Regular HDFC Debit Cards:
- Daily limit: Typically, INR 25,000 per day.
- Factors affecting limit: Account type, average balance, and ATM location.
Premium HDFC Debit Cards:
- Higher limits: Often have higher daily limits.
- Specific limits: Vary depending on the card and account type.
International HDFC Debit Cards:
- Foreign currency: Limits are expressed in local currency.
- Exchange rates: The actual withdrawal amount depends on the exchange rate.
Recommended Read: What are the HDFC credit card cash withdrawal limits
HDFC ATM Withdrawal Charges
HDFC Bank ATMs
- You can take advantage of free cash withdrawals up to a certain limit per month. After that, you'll be charged ₹21 plus taxes for each withdrawal.
- Non-financial transactions like checking your balance, getting a mini statement, or changing your PIN are free.
Non-HDFC Bank ATMs
- You'll be charged for both financial and non-financial transactions.
Outside India
- Checking your balance will cost you ₹25 plus taxes.
- Cash withdrawals will cost you ₹125 plus taxes.
- There's also a 3.5% cross currency markup for non-managed segments.
Cardless cash withdrawals
- The lowest amount you can withdraw is ₹100.
- You can withdraw a maximum of ₹10,000 per day or ₹25,000 per month.
Credit card cash withdrawals
- You'll be charged interest on the amount you withdraw.
- The interest rate ranges from 1.99% to 3.49% per month.
- If you default, the interest rate could be as high as 3.50% per month.
HDFC Bank Reduces Free ATM Usage Limit at Non-HDFC ATMs
HDFC Bank is changing the free monthly ATM usage limit for some Savings Account types at Non-HDFC Bank ATMs starting November 1, 2023.
Below is the list of new HDFC ATM withdrawal limit:
- Rural Savings Account / Unnati Account: 5 free transactions per month
- Savings Max: 15 free transactions per month
- Speciale Gold, Platinum, and Senior Citizen: 30 free transactions per month
After the free limit, standard ATM charges will apply:
- Cash withdrawal: Rs 21/- per transaction + taxes
- Non-Financial Transactions: Rs 8.50/- per transaction + taxes
You can still use HDFC Bank ATMs for unlimited free transactions.
Tips for Managing HDFC ATM Withdrawal Limit
- Plan ahead: If you know you need to withdraw a lot of money, plan it out in advance.
- Use multiple ATMs: If there are several HDFC ATMs near you, you can withdraw smaller amounts from each one to avoid going over your limit.
- Use online banking: HDFC Bank offers online banking. You can transfer money seamlessly between accounts or to other banks without the need for an ATM.
- Contact customer service: If you have any questions about your withdrawal limits, don't hesitate to call HDFC Bank's customer service.
FAQs on HDFC ATM Withdrawal Limit
1. How much can I withdraw from HDFC ATM per day?
The daily cash withdrawal limit from HDFC Bank ATMs depends on the type of debit card you own. For regular debit cards, the withdrawal limit is typically up to ₹25,000 per day. Premium cards, such as Platinum or Titanium debit cards, offer higher limits of up to ₹1,00,000 per day. Similarly, the Millennia Debit Card allows withdrawals of up to ₹50,000 per day. These limits can vary based on your account type and card features. Additionally, HDFC Bank provides the flexibility to customize your withdrawal limit by contacting their customer support or visiting a branch.
2. How do I check my HDFC debit card withdrawal limit?
To check your HDFC debit card withdrawal limit, you can either contact HDFC Bank's customer service or refer to the terms and conditions of your card agreement.
3. Do HDFC ATMs cost money to use?
Yes, but only after you've made a certain number of withdrawals for free each month. After that, you'll be charged a fee for each withdrawal. The fee depends on whether you're using an HDFC Bank ATM or a different bank's ATM.
4. How can I find out how much money I can still withdraw from ATMs?
You can check your remaining withdrawal limit in a few ways:
- Online banking: Log in to your HDFC Bank account online and look at your balance and transaction history.
- Mobile app: Use the HDFC Bank app to see your withdrawal limits and transaction details.
- ATM: Some ATMs will show you your remaining withdrawal limit on the screen.
5. What happens if I withdraw more money than I'm allowed?
If you go over your withdrawal limit, you might be charged a fee and your transaction might be rejected. It's best to plan your withdrawals carefully to avoid any problems or extra charges.
Disclaimer: This page includes information that has been compiled from many sources and is only offered for informational purposes. Since this type of data might change over time, we cannot guarantee that the information supplied or included within it is accurate. It is anticipated that the user would confirm with the relevant source prior to taking any choices or actions.
Write a review
Banking
Types Of Credit Card
Forex Cards In India For International Travel
Top 10 Apps Pay Rent With Credit Card In India
Best Lifetime Free RuPay Credit Cards
Bank Holidays List
Saturday Bank Holidays