Processing Fee

2.25%

Max Tenure

24 to 48 Months.

Best Rate

11% P.A

Features

  • 100% Online Process.
  • No Foreclosure Charges.

Pricing

  • Interest rate: 0.92% P.M.
  • Processing fee: Upto 2.25%

Documents Required

  • ID Proof.
  • Address Proof.
  • Bank Account Details with E-Mandate Facility.

Processing Fee

4%

Max Tenure

6 - 36 Months.

Best Rate

14.04% P.A

Features

  • Lower Interest Rates.
  • 100% Online Process.
  • Minimal documentation.

Pricing

  • Interest rate: 1.17% P.M.
  • Processing Fees: From 4%

Documents Required

    Documents Required - Salaried
  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
  • Form 16/ITR.

Processing Fee

2000₹

Max Tenure

18 Months.

Best Rate

28% p.a

Features

  • Quick loan processing.
  • Minimal documentation.
  • Min Eligiblity Criteria.

Pricing

  • Interest rate - 20% to 30% P.A.
  • Processing fee - From 2.5%.

Documents Required

  • ID Proof.
  • Address Proof.
  • Salary slip and appoinment Letter (for amber Customers).
  • Income proof (3 Months BS ).

Processing Fee

3-4%

Max Tenure

2 yrs

Best Rate

18%

Features

  • Complete Online Process
  • Minimal Documentation
  • Faster Disbursal

Pricing

  • Processing Fee - 3 to 4 % of Loan Amount
  • Interest Rate Starting at - 18%

Documents Required

  • Proof of identity and proof od address - (Pan Card and AadharCard)
  • Proof of income - Salary Bank Statement

Processing Fee

1.0%

Max Tenure

12-72 Months.

Best Rate

12% P.A.

Features

  • Hassle free Process.
  • Flexibility of Repayment.
  • No end use requirement.

Pricing

  • Interest Rate: 0.92% p.m.
  • Processing Fee: Upto 2.50%

Documents Required

  • Income Proof (Latest 3 salary slips).

Processing Fee

2.5%

Max Tenure

12 Months.

Best Rate

35.1% p.a

Features

  • Minimal Documentation.
  • Quick loan processing.
  • NTC also allowed for 50 k.

Pricing

  • Interest rate - 35% to 37% P.A
  • Processing fee - From 2.5%

Documents Required

  • ID Proof.
  • Address Proof.

Processing Fee

2.5%

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A

Features

  • Quick loan processing.
  • Minimal documentation.
  • Affordable Rates & Charges.

Pricing

  • Intrest Rate-1.08% p.m.
  • Processing Fee - From 2 - 3.5%.

Documents Required

  • ID Proof.
  • Address proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).
  • From 16/ITR.

Processing Fee

2% - 5%

Max Tenure

3 - 60 Months

Best Rate

16% P.A.

Features

  • Choice based loan offers available - Bureau Based & Banking Based
  • ROI & Tenure will differ basis the loan offer chosen
  • Disbursement within 24-28 Hours
  • Complete Digital Loan Process
  • No Income Documents Required

Pricing

  • Interest rate: 1.33% P.M.
  • Processing Fee: 2% - 5%

Documents Required

  • Proof Of Identity & Proof of Address
  • Bureau Based Offer - No Income Documents
  • Banking Based Offer - Last 3 Month Bank Statements

Processing Fee

3%

Max Tenure

12-72Months

Best Rate

11.04% P.A.

Features

  • Loan upto 35 Lakhs
  • Flexible Tenures upto 6 years
  • Faster Loan Process

Pricing

  • Interest rate: From 0.92 P.M.
  • Processing fee: 1% to 3%

Documents Required

  • Last 3 Months Payslips
  • Last 6 Months Bank Statements
  • Proof Of Identity (Voter ID,Passport,Driving License,Aadhar Card)
  • Proof Of Address (Ration Card, Electricity Bill, Passport)
  • Proof Of Employment & Ownership - If Required

Processing Fee

Nil*

Max Tenure

36 Months.

Best Rate

Nil*

Features

  • Quick loan processing.
  • Minimal documentation.
  • Min Eligiblity Criteria.

Pricing

  • Interest rate - 20% to 36% P.A.
  • Processing fee - From 2.5%.

Documents Required

  • ID Proof.
  • Address Proof.
  • Salary slip and appoinment Letter (for amber Customers).
  • Income proof (3 Months BS )

Processing Fee

2.50%

Max Tenure

12 - 72 Months.

Best Rate

11.04% P.A.

Features

  • Minimal Documentation.
  • Hassle Free Process.
  • Quick loan processing.

Pricing

  • Interest Rate: 0.92% P.M.
  • Processing fee: 2.50%

Documents Required

Processing Fee

2%

Max Tenure

2 - 60 months

Best Rate

15.96% P.A.

Features

  • Disbursal in 116 seconds.
  • No foreclosure charges
  • 100% Online Process

Pricing

  • Interest rate: 1.33% P.M.
  • Processing fee: From Rs. 399 upto 2% on Loan amount

Documents Required

  • ID Proof.
  • Address Proof.
  • Income proof (Salary slip,bank statement).

Processing Fee

1%

Max Tenure

12 - 60 Months.

Best Rate

12.96% P.A.

Features

  • Minimal Documentation.
  • Quick loan Processing.
  • Balance Transfer Facility.

Pricing

  • Interest rate: 1.08% P.M.
  • Processing fee: From 0.75 - 2%

Documents Required

  • ID Proof.
  • Address Proof.
  • Income proof (Latest 2 salary slips & Last 3 months'bank statement).

Ujjivan Personal Loan

4

Processing Fee

2.0%

Max Tenure

5 yrs

Best Rate

15.5%

Edelweiss Salaried Personal Loan

4

Processing Fee

2%

Max Tenure

nil*

Best Rate

23.0%

MyMoneyMantra Personal Loan

4

Processing Fee

2%

Max Tenure

1-5 yrs

Best Rate

10.75%

RBL Personal Loan

4

Processing Fee

2%

Max Tenure

5 yrs

Best Rate

13.99%

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

HDFC Personal Loan EM

4

Processing Fee

2.50%

Max Tenure

12 - 72 Months.

Best Rate

10.99%

HDB Personal Loan

4

Processing Fee

2%

Max Tenure

1.6 yrs

Best Rate

18%

Bajaj Finance Personal Loan

4

Processing Fee

2.25%

Max Tenure

5 yrs

Best Rate

14.75%

ICICI Bank Personal Loan

4

Processing Fee

999₹*

Max Tenure

5 yrs*

Best Rate

11.49%*

Shriram City Union Personal Loan

4

Processing Fee

2.5%

Max Tenure

1 year

Best Rate

35.1% p.a

Finzy personal Loan

4

Processing Fee

2%

Max Tenure

6 to 36 Months.

Best Rate

7.99% p.m

SBI personal loan

4

Processing Fee

1.50%

Max Tenure

up to 6 years

Best Rate

15.65% p.a

Navi Personal Loan

4

Processing Fee

Nil

Max Tenure

6 years

Best Rate

9.9%-45% p.a.

MANAPPURAM Personal Loan

4

Processing Fee

2%

Max Tenure

NA

Best Rate

IndusInd Bank Personal Loan

4

Processing Fee

0.5%*

Max Tenure

5 yrs

Best Rate

12.99%*

Fullerton Personal Loan

4

Processing Fee

2%

Max Tenure

4 yrs

Best Rate

17.25% *

Capital First Personal Loan

4

Processing Fee

2.49%

Max Tenure

NA

Best Rate

16%

PNB Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.95%

Citibank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Kotak Mahindra Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Bank of Baroda Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.60%

Corporation Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.75%

Union Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.40%

Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Canara Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

12.60%

IDBI Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.50%

Bank of Maharashtra Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.70%

Andhra Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.25%

Karur Vysya Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11%

Tamilnad Mercantile Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.40%

HSBC Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10.99%

Central Bank of India Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

Dena Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.50%

UCO Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.45%

Allahabad Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.00%

Syndicate Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.20%

Vijaya Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.50%

Indian Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

9.65%

Federal Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Aditya Birla Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

11.75%

Indian Overseas Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

14.05%

South Indian Bank Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

10%

HDBFS Personal Loan

4

Processing Fee

nil*

Max Tenure

nil*

Best Rate

13.99%

Credy Personal Loan

4

Processing Fee

3.0%

Max Tenure

NA

Best Rate

1%

India Bulls personal Loan

4

Processing Fee

2.5%

Max Tenure

nil*

Best Rate

11.99%

Sorry! We couldn't find any offer matching this category.

Personal Loan in Gwalior

Do you live in Gwalior? Are you looking for a personal loan in Gwalior and wondering what your options are? Read on!

Personal Loans in Gwalior

What is a personal loan?

A personal loan is generally an unsecured loan and is one of the quickest and easiest loans to obtain in the market. Its end use is not restricted - unlike with a home loan or a car loan, where you could only use the loan for the specified purpose.

You can use the loan amount for anything - a dream vacation, higher education of your children, wedding expenses, house remodeling, purchase of expense electronics, medical treatment, debt consolidation, business capital, or to overcome a financial crisis, like overcoming sudden income loss.

Based on your repayment capacity, existing loan obligations, and requirement, lenders can approve loan amount ranging from a few thousands to lakhs of rupees.

Key features of a Personal Loan:

  • Easy documentation
  • Speedy approvals
  • Quick Processing—most lenders process your request for the personal loan within 48 hours.
  • Quick disbursals, once the loan application is approved
  • Tenor up to 5 years
  • Interest Rate starting at 12% p.a.
  • Over-the-Counter loans with leading banks like HDFC Bank, subject to certain conditions
  • Facility to apply online with most lenders
  • Special offers for existing customers

Disadvantages of a personal loan:

Personal loans are one of the costliest loans in the market with high interest rates. The interest on a personal loan could go up to as high as 32% p.a. or even more, depending on your credit profile.

Personal Loans in Gwalior--Availability

All major banks and NBFCs offer personal loans in Gwalior. Popular banks and NBFC’s that offer personal loans in Gwalior include: Kotak Mahindra Bank, Andhra Bank, Bank of India, State Bank of India, Central Bank of India, ICICI Bank, HDFC Bank, IDBI Bank, Axis Bank, Canara Bank, Mahindra Finance, Shriram Finance, Bajaj Finance, Fullerton, Citibank, etc.

Personal loans in Gwalior for salaried, self-employed and business people are available.

Personal Loan for CIBIL™ Defaulters in Gwalior

A good CIBIL™ score is a pre-requisite to availing any kind of loan. If you are a CIBIL™ defaulter, it can get very difficult get any new credit.

You could approach lenders that offer special loans for defaulters. Do keep in mind that if you are offered a loan under such circumstances, it will generally come with a high interest rate and other strict terms and conditions.

It is advisable to first pull out your credit report and understand your credit situation to check where you stand before applying for any kind of loan.

Is it possible to get a personal loan in Gwalior with bad credit?

It is not entirely impossible to avail a personal loan with bad credit—it depends on the severity of your credit situation, and the relationship you share with your lender. For instance, if you draw a good salary, you might be approved for a loan, since the lender is assured of your repayment capacity.

However, applying for a loan with bad credit also means that the chances of rejection are high—each rejection puts a dent in your credit score. It is always advisable to raise your credit score to a healthy number, like 700 or above, so that you can avail a personal loan at reasonably good terms and interest rate.

Eligibility for Personal Loan in Gwalior

  • Age criteria: The applicant should be between 21 years to 65 years (at the time of maturity of the loan).
  • Salaried, self-employed, and business professionals are eligible to apply. If you are not a regular wage earner, talk to your bank manager about your situation.
  • Minimum salary for salaried people is typically Rs. 15,000 though the salary requirement depends on what tier of city you live in and the company you work for.
  • Should be staying in the same address / city for at least 1 year
  • Total work experience should be at least 2 years
  • Should have a stable employment history.

You can check your eligibility for a personal loan in Gwalior online, on the lender’s website.

Documents Required for Personal Loans in Gwalior

For salaried / self-employed professionals:

Following are an overview of the documents generally asked while applying for a personal loan in Gwalior:

  • Valid Identity Proof - Passport, Driving License, Voter ID Card, Aadhar Card, PAN Card (any one document to be submitted)
  • Valid Address Proof – Lease/Rent Agreement, Passport, Driving License, Ration Card, Utility bill (not more than 3 months old), Bank Statement
  • Income Proof Documents – Last 6 months salary slip and latest Form 16
  • Bank Statements: Past 6 months bank statement with salary credit
  • Continuity of employment proof, like offer letter, relieving letter, etc.

For the self-employed and those into business, the following might be requested for in addition to the above-mentioned documents.

  • Degree Certificate / educational documents for self-employed professionals.
  • Proof of business existence
  • Last 3 years Income Tax returns (self and business)
  • Last 3 years Profit /Loss and Balance Sheet, duly attested by a CA
  • Any other documents as directed by the Bank or NBFC

Personal Loan in Gwalior With Low Interest

Lenders usually offer a low interest rate to those who have a good credit history. The Interest rate depends on quite a few factors. Your lender looks at the following factors before arriving at an interest rate:

  • Your annual income
  • Existing loan obligations
  • Credit score and history
  • The loan amount compared to your income
  • Loan tenure

Personal loans are offered at low interest rates to those who have an excellent track record of making their EMI dues on time, without missing or defaulting on a payment. If you have a low credit score, then beware—you might be approved for a loan but at high interest rates.

Personal Loan in Gwalior FAQS

1. What is the minimum and maximum loan amount for salaried people?

The loan amount depends on various factors like your net annual income, your repayment behavior, your credit score, credit history and your requirement. Final approval for your loan amount is at the sole discretion of your lender. The loan amount generally varies from a few thousands to lakhs of rupees.

2. Do I have to pledge any collateral in order to secure a personal loan?

No collateral or security is required for obtaining a personal loan in Gwalior.

3. How do I repay the loan?

You can repay the loan amount in convenient EMI (Equated Monthly Instalments).

4. What is an EMI?

EMI stands for Equated Monthly Installment and is the monthly amount you need to pay your lender towards servicing your personal loan—interest included.

5. Can I buy a two-wheeler using a personal loan?

The personal loan could be used for any legitimate purpose. Its end use is not restricted.

How to apply for Personal loan in Gwalior:

There are several ways to apply for a personal loan:

  • You can apply directly online at the bank / NBFC's website;
  • You can go in person to your nearest branch and apply with the required documentation

Need help? Alternatively, if you think you need help with your personal loan application and advice on loan eligibility, then CreditMantri can guide you through the entire process and match you with the loan offer that best suits your unique credit profile.

CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application

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CreditMantri Finserv Private Limited

CIN No

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IRDAI Registration Number

CA0665

Valid Till

01-Aug-2025

ADDRESS

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