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CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
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At Gwalior, banks and NBFCs have no hidden costs and administrative charges while availing for home loans. No prepayment penalties are charged. Get attractive interest rates and tax benefits too. Check benefits and features now and apply through CreditMantri!
Processing Fee
10,000₹*
Max Tenure
5 yrs
Best Rate
7.35%
Features
Pricing
Documents Required
Processing Fee
0%*
Max Tenure
30 yrs
Best Rate
6.90%
Features
Pricing
Documents Required
Processing Fee
3-5%
Max Tenure
15 yrs
Best Rate
12%
Features
Pricing
Documents Required
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.65%
Processing Fee
0.25%
Max Tenure
NA
Best Rate
8.33%
Processing Fee
2%
Max Tenure
15 yrs
Best Rate
15%
Processing Fee
NIL
Max Tenure
30 yrs
Best Rate
9.65%
Processing Fee
Nil
Max Tenure
20 yrs
Best Rate
9.1%
Processing Fee
0.25%*
Max Tenure
25 yrs
Best Rate
8.70%*
Processing Fee
Rs.5000/-*
Max Tenure
30 yrs
Best Rate
8.70%
Processing Fee
Rs.9500/-*
Max Tenure
15 yrs
Best Rate
12%
Processing Fee
1%*
Max Tenure
20 yrs
Best Rate
12%
Processing Fee
1.50%
Max Tenure
60 months
Best Rate
10.75%
Processing Fee
0.25%*
Max Tenure
20 yrs
Best Rate
9.75%
Processing Fee
Rs. 10,000/-*
Max Tenure
30 yrs
Best Rate
8.40%
Processing Fee
1.5%
Max Tenure
20 yrs
Best Rate
10.50%
Processing Fee
NIL
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
Rs.2500/-*
Max Tenure
25 yrs
Best Rate
8.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
10,000₹*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.7%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.25%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.45%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.30%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.50%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
nil*
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10..0%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.35%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.65%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.60%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.70%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
8.55%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.00%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
9.10%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
10.10%
Processing Fee
1.50%
Max Tenure
30 yrs
Best Rate
9.1%
Processing Fee
nil*
Max Tenure
nil*
Best Rate
Processing Fee
nil*
Max Tenure
NA
Best Rate
A home is a necessity for all. Yet, an expensive venture, owning a home remains the dream of many. However, now with various affordable home loans available, this dream can be easily converted into reality. Lenders now provide various types of home loans at affordable rates of interest, to eligible borrowers who have to ensure timely repayment of such loans to fulfil their need of owning a home of their choice. A home loan also gives tax benefits under the Income Tax Act, 1961, helping the borrower in getting the necessary tax deductions and savings on payment of income tax.
Also Read: Things to keep in mind while availing a Home Loan
Gwalior is a city in the State of Madhya Pradesh known for its natural beauty, rich cultural heritage, palaces and temple. Chief among them being the Sas Bahu Ka Mandir intricately carved Hindu temple, Maharaj Bada, Sun Temple, Tombs and Scindia Palace, and Gwalior fort. Tourist activity is vibrant in the city leading to continuous hustle-bustle.
As the city is endowed with natural and serene surroundings, many people have settled down in Gwalior. This has led to booming demand for real estate in the city and with the rising cost of living, people are looking for options for owning their own home in Gwalior. So, various home loan lenders like banks and NBFC’s have set up offices in the city, offering the residents many types of home loans at attractive rates of interest.
Also Read: Everything you need to know about Home Loans
Home loans differ from lender to lender
| Particulars | Home Loan Features in Gwalior |
|---|---|
Maximum Loan Amount | Rs.75 lakhs+ |
Rate of Interest | 7.35% to 12.00% p.a |
Processing Charges | Up to 0.50% of the loan amount |
Maximum Loan Tenure | Up to 30 years |
Home loan eligibility features vary from lender to lender. Common eligibility requirements for home loan borrowers in Gwalior are as below.
Below are the common documents asked by lenders while availing home loans in Gwalior.
Address proof like Aadhaar, Voter ID, Passport
Identity proof like Aadhaar, PAN, Passport
Salaried Individual should provide
A self-employed individual should furnish
Bank statements for the last 1 year
Gwalior has seen an influx of many people from across India owing to its rich cultural background and natural landscape. This has increased the demand for home loans in the city. So, various home loan providers have come up with attractive home loan offers for the residents of the city.
1. Does credit score impact your home loan eligibility in Gwalior?
Yes, credit score impacts of chances of getting a home loan approved. A good credit score in the range of 750 and above improves of chances of getting a home loan substantially.
2. Can I avail more than one home loan at the same time?
If you have sufficient income and repaying capability to repay the loan after meeting essential expenses, then lenders will consider such cases.
3. Is stable income important for availing of a home loan?
A stable income assures a lender of a borrower’s repayment capability and creditworthiness, improving their chances of getting a home loan easily.
4. Can a lender provide a home loan exceeding 90% of the home value?
A lender cannot provide a home loan, exceeding 90% of the home value as per RBI guidelines.
5. Will an improved credit score help me to get a home loan?
If you work on improving your credit score, then your chances of getting a home loan increase considerably.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application