Credit Score powered by our Bureau Partners 
® | 
CreditMantri Finserve Private Limited
CreditMantri Finserve Private Limited Unit No. B2, No 769, Phase-1, Lower Ground Floor, Spencer Plaza, Anna Salai, Chennai - 600002
Have any queries? Click here for more details
All written queries will be responded within 1 working day.
We'd love to help you through every step along the way.
Fullerton Personal Loan provides loan up to Rs. 20 lakhs. Easy repayment with tenure from 12 to 48 months. You can also transfer your balance of an existing personal loan. Get quick and easy approval processes. Direct credit of the loan through Fund Transfer. Check deals now through Creditmantri!
Currently not available! for similar products
Processing Fee
2%
Max Tenure
4 yrs
Best Rate
17.25% *
Fullerton India was launched in 2007 and has over 470 branches across the country. This non-banking financial company (NBFC) focuses on financing individual credit needs, SMEs, rural housing, microenterprises among other segments.
Unexpected expenses can arise anytime and often, a personal is the quick and convenient solution. Whether it be higher education for your children, your child's marriage, furnishing your home, or simply a family holiday, a personal loan can come to the rescue. You can meet all sorts of financial needs without worrying about being restricted by the end use, or the need to raise collateral. Now, fulfil all your financial obligations without worry.
No collateral, no security
Since a personal loan is an unsecured loan, you need not pledge any collateral when applying for a Fullerton India Personal Loan. There is no requirement for a guarantor either.
Loan amount
You can avail of loan amount up to Rs 20 lakhs if you are a salaried individual and up to Rs. 30 lakhs if you are a self-employed business person, subject to terms and conditions. The loan amount depends on various factors such as your salary, your capacity to repay the loan, your credit history etc.
Flexible tenure
You can repay your loan amount over a period of 12 months up to 48 months.
You need to be a salaried or self-employed individual in order to avail a Fullerton Personal Loan and fulfil the minimum salary criteria.
For the Salaried
For the self-employed
1. What is EMI?
EMI is Equated Monthly Instalment. It is the amount which you will be paying on a monthly basis to repay your personal loan amount over a stipulated period of time.
2. How do I calculate EMI?
You can use any online Personal Loan EMI Calculator in order to calculate the EMI that you might be paying each month towards the loan. In order to use the calculator, you will have to input the following:
You will get the resulting (approximate) EMI amount which you will have to pay each month towards repaying the loan. You can use CreditMantri’s handy calculator in order to plan your finances and decide what kind of loan you can afford.
3. Who can apply for a Fullerton Personal Loan?
Fullerton Personal Loan can be availed by salaried as well as self-employed individuals.
4. Do I need to pledge any security or collateral in order to avail a Personal Loan from Fullerton India?
No, there is no need to pledge your assets or provide any collateral to avail a Personal Loan from Fullerton.
5. Is there an option to foreclose or prepay my loan?
Yes, you can foreclose your loan after a minimum of 6 EMIs.
6. What is the maximum loan amount available from Fullerton India?
For the salaried
For the self-employed
You need to fulfill certain parameters like your income bracket and other criteria in order to be approved for a certain loan amount.
7. I have already availed a loan from Fullerton India. Do I get any offers from Fullerton India for availing a loan from them again?
Yes, if you are an existing customer of Fullerton India, you will get additional benefits like speedy processing and better interest rates. Additionally, you will be eligible for a pre-qualified Top Up on your existing Principal Outstanding.
8. What is Fullerton India Personal Loan Interest Rate?
The interest rate varies with each and every customer and depends on various parameters like credit history and credit score.
In times of need, availing a Personal loan rather than maxing out your credit card is the better choice. Fullerton’s interest rates and easy payment options gives you the much required respite and you can make repayment that can be spread over a long period, as per your repaying capacity.
You can apply for Fullerton Personal Loan online by logging onto their website and submitting your basic information (your name, your company and salary details). The four step process includes checking eligibility, viewing offers that you qualify for, completing the application, and uploading documents. A representative can contact you regarding your application. You can also track the status of your application online.
If found eligible, you might also be asked to upload the following documents to process your loan application:
Alternatively, if you think you need help with your loan application process and advice on loan-eligibility, CreditMantri can guide you and match you with the loan offer that best suits your profile.
CreditMantri will never ask you to make a payment anywhere outside the secure CreditMantri website. DO NOT make payment to any other bank account or wallet or divulge your bank/card details to fraudsters and imposters claiming to be operating on our behalf. We do not sell any loans on our own and do not charge any fee from our customers/viewers for the purpose of loan application