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Introduction to the Fund
Established under the Indian Trust Act (1982) when Mutual Funds first emerged as a financial product in the year 1996, Franklin Templeton Mutual Fund is among the earliest mutual funds in India. The fund is owned by Templeton Worldwide and sponsored by Templeton International Inc. The company provides a range of investment instruments and financial products not only in India but also around the globe.
Franklin Templeton Mutual Fund
- Types of Mutual Fund offered by Franklin Templeton Mutual Fund
- Franklin India Income Opportunities Fund
- Franklin India Credit Risk Fund
- Franklin India Corporate Debt Fund
- Franklin India Government Securities Fund
- Franklin Short Term Income Plan
- Franklin India Savings Fund
- Franklin India Low Duration Fund
- Franklin India Debt Hybrid Fund
- Franklin India Liquid Fund
- Franklin India Ultra Short Bond Fund
- Franklin India Banking & PSU Debt Fund
- How to invest in Franklin Templeton Mutual Fund?
- Documents required for investing in Franklin Templeton Mutual Fund Form
- Frequently Asked Questions
Types of Mutual Fund offered by Franklin Templeton Mutual Fund
With 70 years of experience operating in 34 countries, Franklin Templeton has a wide variety of mutual funds in the equity, fixed income, and hybrid categories. The broad categories are as under -
- Equity Funds
- Debt and Liquid Funds
- Funds of Funds
- Sector Equity Funds
- Hybrid Funds
- Franklin India Dynamic Accrual Fund
The scheme was put together with the primary objective of generating a steady income for investors with the secondary goal of long-term gains. The Franklin India Dynamic Accrual Fund invests 80% assets in debt instruments to generate a steady flow of income and 20% in equities with the aim of earning long-term gains.
| Fund Class | Dynamic Bond Fund |
| Fund Type | Open Ended |
| Objective | Capital Appreciation Steady Income |
| Launch date | 03-Jan-1997 |
| Instruments Type | Debt instruments including Corporate Debt, PSU Bonds, Gilts and Securitized debts Money Market Instruments & Cash & Deposits (including Money at Call, MIBOR linked Instruments and Fixed Deposits |
| Benchmark | CRISIL Composite Bond Fund |
| Minimum Investment | Rs.10,000 |
| Entry Load | N/A |
| Exit Load | 3% if redeemed within 12 months from the date of allotment 2% if redeemed after 12 months but within 24 months from the date of allotment 1% if redeemed after 24 months but within 36 months from the date of allotment 0.50% if redeemed after 36 months but within 48 months from the date of allotment |
| Risk Level | Moderate |
Franklin India Income Opportunities Fund
This is an open-ended hybrid scheme investing in both equity as well as debt. The scheme provides regular income as well as long-term appreciation.
| Fund Class | Medium Duration Fund |
| Fund Type | Open Ended |
| Objective | Capital Appreciation Steady Income |
| Launch date | 10-Dec-09 |
| Instruments Type | Government Securities Debt securities issued by Public Sector Undertakings (PSU) Debt securities issued by private sector corporate including banks and financial institutions Securitized Debt Money Market Instruments |
| Benchmark | CRISIL Composite Bond Fund |
| Minimum Investment | Rs.5,000 |
| Entry Load | N/A |
| Exit Load | 3% if redeemed within 12 months from the date of allotment 2% if redeemed after 12 months but within 18 months from the date of allotment 1% if redeemed after 18 months but within 24 months from the date of allotment |
| Risk Level | Moderate |
Franklin India Credit Risk Fund
Funds are allocated in T-Bills (Treasury Bills) along with debt and market instruments. The objective is to provide a steady flow of income side by side with market appreciation.
| Fund Class | Credit Risk Fund |
| Fund Type | Open Ended |
| Objective | Capital Appreciation Steady Income |
| Launch date | 15-Nov-11 |
| Instruments Type | Debt & money market securities issued by private sector corporate and Public Sector Undertaking CBLO and T-Bill |
| Benchmark | CRISIL Short Term Bond Fund |
| Minimum Investment | Rs.5,000 |
| Entry Load | N/A |
| Exit Load | 3% if redeemed within 12 months from the date of allotment 2% if redeemed after 12 months but within 24 months from the date of allotment 1% if redeemed after 24 months but within 36 months from the date of allotment |
| Risk Level | Moderate |
Franklin India Corporate Debt Fund
This plan is available both under the dividend as well as growth options, giving the investor a chance to opt for either regular income – dividend – or long-term gain. Investors can also elect to receive dividend monthly, quarterly, half-yearly, or annually.
| Fund Class | Debt Corporate Fund |
| Fund Type | Open Ended |
| Objective | Capital Appreciation Steady Income |
| Launch date | 23-Jun-97 |
| Instruments Type | Debentures and Bonds issued by Public Sector Units and other Fixed Income Instruments Money Market Instruments Shares |
| Benchmark | CRISIL Short Term Bond Fund |
| Minimum Investment | Rs.10,000 |
| Entry Load | N/A |
| Exit Load | In respect of each purchase of Units – 0.50% if redeemed within 1 year of allotment |
| Risk Level | Moderate |
Franklin India Government Securities Fund
The Franklin Government Securities Fund is a risk-free fund that invests solely in central and state government securities ensuring a moderate but regular income for investors. These securities unconditionally guarantee return on investment to the fund and through that to the investor. The scheme is beneficial to those with a low risk appetite and looking for a regular income.
| Fund Class | Gilt Fund |
| Fund Type | Open Ended |
| Objective | Generate credit risk free returns |
| Launch date | 01-Jan-13 |
| Instruments Type | Securities issued by the Central/ State Government and/or securities unconditionally guaranteed by the Central/ State Government for repayment of principal and interest Money market instruments and securities held under reverse repos |
| Benchmark | I-Sec Li- BEX |
| Minimum Investment | Rs.10,000 |
| Entry Load | N/A |
| Exit Load | FIGSF (Composite Plan/PF Plan): In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 3 months of allotment FIGSF – (Long Term): Nil |
| Risk Level | Moderate |
Franklin Short Term Income Plan
The fund in the Franklin Short Term Income plan is invested in fixed income and money market securities with a view to earning a stable income. It is good for those with a moderate risk appetite and looking for regular income as well as capital appreciation.
| Fund Class | Short Duration Fund |
| Fund Type | Open Ended |
| Objective | Stable returns |
| Launch date | 31-Jan-02 |
| Instruments Type | Debentures (investment grade, privately placed, etc.), government securities and other fixed income instruments Money market instruments and securities held under reverse repos (including debentures with maturity less than 1 year) |
| Benchmark | CRISIL Short Term Bond Fund |
| Minimum Investment | Rs.5,000 |
| Entry Load | N/A |
| Exit Load | Retail Plan/Institutional Plan: In respect of each purchase of Units – 0.50% if redeemed within 1 year of allotment |
| Risk Level | Moderate |
Franklin India Savings Fund
The Franklin India Savings Plus fund offers investors a consistent income by investing in floating, fixed, and swaps rate debt instruments as well as money market instruments.
| Fund Class | Money Market Fund |
| Fund Type | Open Ended |
| Objective | Stable returns |
| Launch date | 02-Aug-02 |
| Instruments Type | Fixed Rate debt instruments (Money and non-money market instruments) Fixed Rate debt instruments (Money and non-money market instruments) |
| Benchmark | CRISIL Liquid Fund |
| Minimum Investment | Rs. 10,000 |
| Entry Load | N/A |
| Exit Load | In respect of each purchase of Units – 0.50% if redeemed within 90 days of allotment |
| Risk Level | Moderately Low |
Franklin India Low Duration Fund
This is an open-ended income scheme that offers investors a chance to earn a regular income by investing primarily in high rated debt instruments that offer an assured return.
| Fund Class | Low Duration Fund |
| Fund Type | Open Ended |
| Objective | Regular Income |
| Launch date | 07-Feb-00 |
| Instruments Type | Debt including Corporate Debt, PSU Bonds, Gilts and Securitized Debt Money Market Instruments |
| Benchmark | CRISIL MIP Blended Fund |
| Minimum Investment | Rs. 10,000 |
| Entry Load | N/A |
| Exit Load | In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 3 months of allotment |
| Risk Level | Moderate |
Franklin India Debt Hybrid Fund
The funds under the Franklin India Monthly Income Plan are divided in the ratio of 80:20 with 80% being invested in high end fixed income securities and 20% invested in equities. The scheme aims to provide investors with an assured regular monthly income as well as capital appreciation. It is an open-ended scheme and investors are free to invest as and when they have funds.
| Fund Class | Low Duration Fund |
| Fund Type | Open Ended |
| Objective | Regular Income |
| Launch date | 07-Feb-00 |
| Instruments Type | Debt including Corporate Debt, PSU Bonds, Gilts and Securitized Debt Money Market Instruments |
| Benchmark | CRISIL MIP Blended Fund |
| Minimum Investment | Rs. 10,000 |
| Entry Load | N/A |
| Exit Load | In respect of each purchase of Units – 0.50% if the Units are redeemed/ switched-out within 3 months of allotment |
| Risk Level | Moderate |
Franklin India Liquid Fund
The Treasury Management Account by Franklin India invests in super institutional plans. The plan offers both growth and dividend options. Under the growth option dividend is reinvested daily. The plan is available for direct purchase from fund managers.
| Fund Class | Liquid Fund |
| Fund Type | Open Ended |
| Objective | Current Income High Liquidity |
| Launch date | 09-Feb-05 |
| Instruments Type | Money Market Instruments Debentures |
| Benchmark | CRISIL Liquid Fund |
| Minimum Investment | Rs. 10,000 |
| Entry Load | N/A |
| Exit Load | N/A |
| Risk Level | Low |
Franklin India Ultra Short Bond Fund
The Ultra Short Bond is a unique plan that invests solely in government securities and securitized debt. Up to 50% of the fund is invested in foreign securities and the remaining in indigenous securities. The scheme is unique in that it invests in foreign as well as domestic securities and offers a slightly higher yet assured income to investors.
| Fund Class | Ultra Short Duration Fund |
| Fund Type | Open Ended |
| Objective | Regular Income High Liquidity |
| Launch date | 18-Dec-07 |
| Instruments Type | Debt securities with maturity up to 12 months and Money Market Instruments Debt securities* with maturity over 12 months |
| Benchmark | CRISIL Liquid Fund |
| Minimum Investment | Rs. 10,000 |
| Entry Load | N/A |
| Exit Load | N/A |
| Risk Level | Moderate |
Franklin India Banking & PSU Debt Fund
This scheme – as the name suggests – invests in banking sector and PSU debt instruments. The scheme offers a consistent income to investors.
| Fund Class | Banking & PSU Fund |
| Fund Type | Open Ended |
| Objective | Regular Income |
| Launch date | 25-Apr-14 |
| Instruments Type | Debt and Money Market Instruments issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) Debt and Money Market Instruments issued by other entities; Gilt Securities and State Development Loans (SDLs) |
| Benchmark | CRISIL Composite Bond Fund Index |
| Minimum Investment | Rs. 5,000 |
| Entry Load | N/A |
| Exit Load | In respect of each purchase of Units - 0.50% if redeemed within 6 months of allotment |
| Risk Level | Moderate |
How to invest in Franklin Templeton Mutual Fund?
There are several channels open for investing in Franklin Templeton Mutual Funds –
- Investors can contact the fund managers directly via their website or email to invest in direct schemes.
- You can also approach the Official Point of Acceptance (OPA) office of Franklin Templeton for investing in mutual funds.
- You can also initiate an online transaction on the official website or through the mobile app of Franklin Templeton.
On the official website, the application form along with other documents such as Scheme Information Document (SID) are available for download.
Documents required for investing in Franklin Templeton Mutual Fund Form
You will need the following documents to make an investment in Franklin Templeton Mutual Fund –
1. Application for duly filled and signed
2. Proof of identity such as PAN, Aadhar, Driving license, or passport
3. Proof of address such as Aadhar, ration card, passport, utility bills, rent agreement or property ownership papers.
4. KYC form duly filled and signed
5. If investment is in the name of a minor, a third-party declaration is required.
Frequently Asked Questions
1. I have opened an online account. How long will my password be valid?
Your login password is valid for a period of 180 working days. After this period, you will receive a message requesting you to change your password. The message is flashed at the time of login attempt.
2. How do I transact online?
Log into the Franklin Templeton website using your user name and password then hit “My Transaction”. Select the type of transaction and proceed as directed.
3. I am relocating and want to update my address; can I do this online?
For security reasons address or bank details cannot be changed through the website. You must submit a written request along with supporting documents to the OPA or fund manager.
4. Are there any charges that are applicable for transacting via SMS?
Franklin Templeton does not charge for SMS transactions. However, the investor’s telecom service provider may apply a charge as applicable to the plan selected.
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