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You can apply for a gold loan at any private / public sector bank or non-banking finance companies that offers gold loans. You can simply walk-in to any branch with your ID proof, address proof and passport size photographs, and, of course, your hallmarked gold ornaments. Very often, you will be able to walk out with the loan money.

The simple answer is generally, yes. But it is advisable to improve your credit score and bring it up to at least 750. Doing so would make you eligible for the best interest rates and attractive terms. If you are in need of credit and have a bad credit score, then getting a loan and paying it off diligently could help you improve your score as well. Of course, a lot depends on the severity of your credit situation and whether you

Leading banks and non-banking finance companies in India offer gold loans and various gold loan related schemes. If you are in urgent need of money, you can put your asset to good use by availing a loan against it. You can just walk-in to the nearest branch and get all the information required. Documentation and disbursal is fairly simple and quick.

Your gold loan could be rejected due to any of the following three factors:• The gold you pledged was not of the required purity. ( It has to be minimum 18K purity to be offered as security)• Incorrect documents submittedTalk to the bank/ lender about why your gold loan was rejected. This could help you be better prepared in the future while applying for loans.

A gold loan is a secured loan. it is availed by pledging your gold as collateral. The gold is held as security against defaulters. Banks do not generally look at your credit score while sanctioning a gold loan, since the gold is held as a security with them and they can dispose the gold in case of default. However, availing a secured loan and paying it off in a timely manner would help improve your score as well, and it is a good way to bu

You just need too walk-in to your nearest Axis Bank branch which offers gold loans, with your gold ornaments and requisite documentation – including ID proof and photographs. You can secure a minimum loan amount of Rs.25001 and a maximum of Rs. 20 lakhs, depending on the value of your gold. The loan amount is disbursed the same day if you are found eligible. You can also call their customer care or log a query online.

Getting a gold loan from HDFC bank is fairly easy with over the counter loan disbursement. You can directly walk in to your nearest branch which offers gold loans with your gold ornaments and the following documents: passport, driving license, voters’ ID card, Aadhaar card issued by UIDAI and PAN card.

IOB offers gold loans for business and commercial purposes, known as commercial cash credit against jewelry and gold loan for agricultural purposes. In order to be eligible for commercial cash credit against jewelry you should own hallmarked gold, and be engaged in business activities or be self-employed. You must also be able to demonstrate a stable source of income. Agricultural jewel loans are specifically designed for farmers for agric

You can simply walk into your nearest ICICI Bank branch that offers gold loans with your hallmarked jewelry and avail gold loan of up to Rs. 15 Lakhs instantly, depending of course on the value of the gold. The documentation process is simple and approval is speedy. The loan can be availed across the counter instantly. This is ideal when you are facing an emergency and are in need of money urgently.  You just need to submit your valid

You can make use of online resources in order to calculate the EMI on your gold loan. There are several online calculators available which makes it easy to do the number crunching. You just need to input the loan amount, tenure, interest rate and the calculator will present you with the resultant EMIs instantly.

Applying for a gold loan is very straightforward and simple. You can just walk in to your chosen lender’s branch with the required documents – ID proof, address proof, and passport size photograph. Your gold will be valued and the disbursal will be done on the same day if everything is found in order.

It is very straightforward to obtain a gold loan from SBI. The documentation is minimal and hassle-free. The maximum loan amount approved is Rs.20 lakhs by pledge of gold ornaments including bank-issued gold coins. In order to be eligible for SBI gold loan, you need to be the bank's existing customer / bank’s employee / pensioner / and must be able to demonstrate a stable source of income. You must also be able to satisfy the minimum

How much gold you can borrow varies from lender to lender and the purity of the gold pledged.  Gold accepted as collateral should be of 18k purity, 22k purity or 24k purity. Typically you can get up to 60-70% of the value of the gold you have pledged.However each bank or NBFC has their own policies regarding disbursal of loan, and the loan amount disbursed is solely under the discretion of the lender.

A gold loan can be secured by pledging your gold ornaments and bank-issued coins as collateral. Since the banks have your gold as security, sometimes they do not check your credit score. Individuals having no credit history or bad credit history can opt for this loan, as the documentation process is generally minimal, and the loan application is processed fairly quickly. Your

Gold loans are secured loans, meaning that you take out a loan by pledging your gold—including your jewelry, ornaments and bank-issued coins—as collateral. The bank or lender holds your gold as security in case you default. Gold loans generally have lower rates of interest compared to other loans (like personal loans) because the banks are safeguarded against default.

Generally, the ideal credit score for availing a car loan in India is 750. You need to make sure that you have a good credit rating before applying for any kind of loan. There are instances when someone approaches a bank to finance their car, and their loan gets rejected despite meeting the eligibility criteria. One of the reasons banks reject a car loan is because the borrower has a bad credit score i.e. a score that is belo

You need to first choose which loan offer and lender would suit you best. Once you have decided on the essentials, checked your credit score (it should be 750 and above) and have enough money saved for a down payment. You can apply directly with the bank along with a copy of the required documents. Or you can apply online and have a representative get in touch with you. You can also call the customer care for help with your appli

Once you have chosen your lender and decided on the offer, you can apply for a car loan in the following easy ways:• Apply online with the required documentation• Go in person to the nearest branch and submitting the required documentation• You can also contact a direct sales agent• You call the customer care desk of your lender for help with your application

There are several online EMI calculators available online. You can use these resources in order to calculate EMIs on your car loan. You can use such EMI calculators to plan your monthly budget as well and decide on the loan offer which suits your credit profile the best. You just need to input the loan amount, tenure, interest rate and the processing fee. The calculator will do the hard work and present you with the EMIs that you would need to pay.

Almost all lenders offer car loans. There is enough choice in the market and you can choose which loan suits you the best. Getting a car loan allows the borrower to buy the vehicle upfront and pay later, in easy equated monthly installments. You can either approach the lender directly or apply online through their website.

Calculating EMIs for car loan is pretty simple, with the advent of online EMI calculators. Most of them are free and present you with a picture of your monthly EMI outflow. You just need to input the following:• The loan amount• Tenure• Interest rate and,• Processing fees (as applicable)The calculator will do the number crunching and present you with the resultant EMIs.Using an online EMI calculator