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You can subscribe to the Simply SMS service of SBI by sending an SMS to 5676791 from your registered mobile phone. You can receive information about balance enquiry, available credit and cash limit. It is also possible to block your credit card if it’s lost or stolen using this service. You can also check your last payment status and reward points summary.

You can apply for an SBI credit card in three simple steps:1. Select your card for the purpose you want—shopping, lifestyle needs, reward points, travel needs, fuel needs, etc. Check your eligibility online on their website.2. Once you are done, you can quickly fill a short from online on their website. It is also possible to save your application form and resume it later.3. Once you have submitted your online application form, you will be given an e- decision

Making credit card payment is very easy and can be done conveniently – both online and offline. You can go in person to the nearest Axis bank branch and make the payment by cheque. To save the hassle of going physically to a branch you can also opt to pay online in any of the following ways:-Pay via Axis Bank NetBanking—this is convenient and takes only a couple of minutes.-You can pay via Visa Money Transfe

You can apply for an Axis Bank credit card online by logging onto the Axis Bank website or by visiting the nearest Axis bank branch and submitting the completed application and required documentation. If your credit card application is accepted, it can take up to 21 days for your application to be processed.

Making credit card payment is very easy to do now that there are online payment methods to choose from. The most preferred ways of making payment towards your credit card dues are:NetBanking: you can pay your dues via the net banking facility of your other bank account as well the savings account of your card issuer bank. It is simple and hassle-free and takes only a couple of minutesAuto-debit: if you have trouble remembering your due date, auto-debit is a good option. You

Using a credit card is the same way as getting a loan. a credit card comes with a pre-set credit limit which is the “borrowed money”. Every time you shop using your credit card, you're using that borrowed money, which you have to pay back later, usually by the end of that month, or over time. In exchange for this loan, the credit card issuer adds interest charges to your account, which you must pay along with the money you ha

Applying for an ICICI credit card is easy once you get to know all the formalities. You can apply online on the bank’s website after checking your eligibility. If found eligible, then a list of credit cards will appear for you to choose from. You can go through the features and benefits of each and every card before applying. It is also possible to save your application form and resume it online later. Once you are done

A credit card comes with a credit limit, which you can use to spend as per your needs. You can only shop with a credit card where they are accepted. You repay the borrowed money later, when you receive a bill for the month.Nowadays, most credit cards come with a facility called the Interest-free period. Also known as the grace period, it is the golden time during which the balances on credit card do not accrue any interest charg

Check your eligibility online before applying for any kind of credit card with any bank. This will help you avoid possible rejections. HDFC provides online eligibility calculator and provision for applying for a credit card online. You just need to fill in the application form and submit it online. You can also apply directly with the bank or apply through a verified sales agent.

it is easy to apply for a credit card online by following the below mentioned steps:Step 1: Check your eligibility online on the lender’s website. Most lenders will have an eligibility calculator online.Step 2: If you are found eligible, a list of credit cards will appear from which you can choose. You can look up its features and benefits and apply according to your needs.Step 3: Fill in the application

Applying for a HDFC credit card is easy. Once you have determined your eligibility and decided on a credit card for a specific use, you go apply online and upload the required documents.You can also go directly in person to your nearest branch with the application form and required documents. You can also call customer care and leave your details and request a call-back from the appropriate representative.

With a loan against property, you can easily raise funds by mortgaging the property you own to the bank. You can fill the HSBC Loan Callback Form online and have a customer service representative contact you with details of the loans and eligibility criteria. You can also go in person to your nearest branch and ask for details on the loan offer. There should be no legal or financial encumbrances on the property. 

A Loan Against Property is an all-purpose loan which can be used for any emergency or personal needs. You can visit your nearest SBI personal banking branch along with your documents, including property deeds and meet a representative to see if your property would be accepted for availing a loan against it. Keep in mind that in order to satisfy the eligibility criteria, you need to be salaried / self-employed / income tax asses

You can use your original LIC Policy, Loan application form, ID proof and copy of cancelled cheque for availing a loan against your LIC policy. You do not need much additional documentation. Having an LIC Policy makes taking loan against your policy relatively easy and hassle-free. This kind of loan is one of the best options for personal needs as they come at relatively lower interest rates.

A Loan Against Property is a popular type of loan as it is one of the cheaper loans available in the market. You can use the loan amount for any purpose – like debt consolidation, business expansion, education expenses, personal expense, family or medical emergency. It is similar to a personal loan in this sense. The property that you plan to mortgage should be free of any legal or financial encumbrances and you should ha

When you take loan or use credit cards, you sign a contract with the bank to repay it as per the terms and conditions agreed upon. If you fail to make payments, then the bank will start collections activity to try and recover their dues. If you continue to default, the bank can initiate legal action as well. Remember that a bounced cheque is a criminal offence. Legal proceedings can cause a lot of mental stress in addition to the financi

If you do not make payments to the bank consistently as per the terms of your loan, then the bank will start recovery proceedings against you. You might be subjected to persistent attempts to pay up your outstanding obligations. If you continue to default on your payments, the bank will start legal proceedings to collect their arrears.  It can lead to a lot of anxiety, stress and cause a further financial drain.

Hands down, gold loan. A gold loan is a secured loan in which your gold is kept as security with the lender. It has lower interest rates than that of a personal loan and requires minimal documentation. Disbursal is also speedy if you are found eligible and your application is approved.  A personal loan, on the other hand, has a much higher rate of interest since it is an unsecured loan. It is one of the costliest consumer loans in the

A Loan Against Property is a loan where you mortgage your property to the bank or Non-Banking Financial Company (NBFC) for a loan.  The lender holds your property as security until the entire loan is repaid. Once you repay the loan in full including the interest and principal amount, you get back your property.In case you fail to repay the loan, the lender can dispose of your property to recover the unpaid dues.

When you pledge gold – including jewelry and bank-issued coins – as collateral for taking out a loan, it is known as a gold loan. The gold is kept as security against payment default. The customer can get a loan amount that is a certain percentage of the value of the gold that has been pledged.A gold loan is often considered a good option because it has a simple documentation process and disbursal is speedy, if the loa

A home loan does not come cheap even though the interest rate might be lower than that of a gold loan. When it comes to a home loan, you take a larger amount as a loan, and the repayment period can generally run into decades. You end up paying lots more in interest. Whereas a gold loan comes with a shorter tenure. It is cheaper than a personal loan. Also, the purpose of a gold loan is different than that of a home loan. It’s like com