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A high credit score increases the chances of getting a loan and a lower credit score decreases the eligibility to get a loan. RBL bank needs a score of at least 650 to get a loan. Ideally, the credit score should be above 250 for application for any loan to any bank. The maximum loan amount that can be availed is Rs. 20 lakhs and the minimum income requirement for availing the loan is Rs. 40,000. The minimum age for applying for the loan is 25 and the maximum is 60 years.
The RBL Bank personal loan interest rates range from 14% to 23% and the tenure of the loan is between1 to 5 years. The lowest EMI is Rs. 2,327 and the processing fee is 3.5%.
