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Any financial institution will give you business loans at low interest rates if you have a good credit score and credit background. With a good credit score to back you, you will be able to bargain for low interest rates business loans. If you don’t have a good credit score your lender would provide you loans at high interest rates and you wouldn’t be able to get the loan amount you wanted either. A good credit score will assure the lenders that you have been credit responsible by making payments on time. Thus, they will trust you in making the repayments on time and provide you low interest loan offers.
Interest rates can also vary depending on the annual turnover of the business, the number of years in business, the loan amount you have applied for, etc.
There are many banks that provide low interest business loans:
- SBI Business loan
- Corporation Bank
- Allahabad Bank
- Syndicate Bank
- IndusInd Bank
- United Bank of India
There are other banks that provide business loans at affordable interest rates too.