You can get a personal loan from various banks, NBFCs, and other lending institutions. The personal loan is given based on many factors, such as your credit profile, job stability, income, age, and so on. The interest rate and the amount you are going to get is determined by the factors that impact the availing of your personal loan.Generally, lenders consider a credit score of above 700 for easy approval of loans. Not all lenders will lend to people with lower credit scores. Even if they do, you may not get a good interest rate, the required loan amount, or favorable terms for the loan. The following are a list of some of the best personal loans for people with credit scores in the range of 600 to 700. 

HDFC Bank Personal Loan 

HDFC bank offers personal loans at affordable interest rates and flexible loan tenures. Some of the features of the HDFC bank personal loan are as follows:

  • No collateral or security is required to procure the personal loan
  • The loan gets disbursed within a day of applying 
  • The personal loan interest rates range from 10.50% per annum to 21.00% per annum 
  • HDFC provides a credit shield cover, an accidental hospitalization cover, an optional insurance cover, and a permanent disability/accident death cover to personal loan borrowers. 

IndusInd Bank Personal Loan 

IndusInd  bank personal loans come with attractive interest rates and can be used for various purposes. Some of the features of IndusInd Bank personal loans are as follows:

  • No income documents are required
  • Pre-qualified offer
  • You can complete the KYC online with the bank representative 
  • Speedy approval  
  • Flexible tenure
  • No guarantor required
  • Pre-closure option is available 

Tata Capital Personal Loans  

Tata capital personal loans offers at lucrative interest rates. Some of the features of this loan are: 

  • Conditional pre-closure 
  • Part-payment after 12 months
  • Maximum loan term of 6years
  • 25% part payment allowed in a year
  • No guarantor required

Fullerton Personal Loan

Fullerton offers personal loans at affordable interest rates. Some of the features of this Fullerton personal loan are: 

  • No hidden charges
  • No guarantor required
  • Conditional pre-closure after 6 months