The different types of home loans offered by ABHFL or Aditya Birla Housing Finance Ltd are:

  1. Home loan: ABHFL or Aditya Birla Housing Finance Ltd provides home loans to customers who require additional finances to buy their dream homes. The loan is designed to provide borrowers with the flexibility to choose a loan tenure and loan amount as per their needs.
  2. Home extension loan: This loan offering from Aditya Birla is meant for borrowers who wish to extend their existing homes. It provides for the cost of building an extra room or additional space for an existing home.
  3. Home construction loan: This loan is ideal for those who plan to construct a house on a property owned by them. It is generally directly disbursed to the borrower or the architect constructing the project for which the loan is sought.
  4. Home improvement loan: Home improvement loans provided by ABHFL are designed for customers who plan on renovating their existing homes. Since home renovation may require substantial expenses, a borrower can use this loan to help him/her with the required finances.
  5. Plot and home construction loan: This loan is ideal for people who wish to buy a plot of land to further construct a house on it in the near future. Since the process of buying land and constructing a house on it may take time, this loan is usually disbursed in installments.

Aditya Birla Housing Finance home loans are available at reasonable interest rates ranging between 9.00% to 12.50% p.a. The lender offers loan amounts ranging between 75% to 90% of the total property value combined with a loan repayment tenure of up to 30 years.