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ICICI offers close to 30 variants of credit cards for customers in every income group, age group and employment type. The minimum income criteria to get an ICICI credit card is Rs.20,000 and above.
Your income plays a key role in determining your eligibility for an ICICI credit card. Your income indicates your spending power and repayment capacity. So ICICI Bank generally approves credit cards for customers who have a minimum annual income of Rs.2.5 lakhs and above, that is around Rs.20,000 and more per month.
The other factors that affect your credit card eligibility are:
- Be an Indian citizen.
- If you are salaried, you must be between the ages of 21 and 58.
- If self-employed, you can apply until the age of 65.
- At the time of application, you must meet the minimum income requirement.
You can apply for a credit card through ICICI netbanking portal or through the iMobile app. The processing is quick and the card is issued at the lowest processing time.
ICICI Bank provides a diverse range of Gemstone and Co-Branded Credit Cards that meet your day-to-day spending needs while also providing exciting offers and discounts on a select range of products throughout the year.
You can compare, analyze and choose the best ICICI Bank credit card conveniently through Creditmantri. You get to see the features and benefits of all ICICI Bank credit cards in one place so that you can find the right card for you.