A CIBIL™ score of 750 and above is considered good for any loan, secured or unsecured. A personal loan is an unsecured loan that can be used to meet any of your immediate expenses, and has easy eligibility criteria.

Tata Capital Personal Loan

A CIBIL™ score of 750 or above is preferred for Tata Capital personal loan products. However, in certain cases, they may consider applications from individuals with a lower Credit score. The final decision on loan approval and interest rates is based on a combination of factors such as credit score, income, employment stability, and repayment history.

The highlights of the Tata Capital Personal Loan are:

  • Interest rates starting at 10.99%
  • Loan amount from Rs 40000 to Rs 3500000
  • Flexible loan tenure of up to 7 years
  • Processing fees of 1 – 3% of the loan amount
  • Minimum monthly income of Rs. 15000
  • Age between 22 and 58
  • CIBIL™ score > 750
Apply for the Different types of Personal Loans through CreditMantri