The minimum and maximum loan tenure of a CitiBank personal loan:

  1. The minimum and maximum tenure for a personal loan for CitiBank are 1 year and 5 years respectively. 
  2. The minimum and maximum loan amounts are Rs. 50,000 and Rs. 30 lakhs respectively. 
  3. The interest rates are ranging between 9.99% - 16.49%. The funds can be disbursed as early as 48 hours for an individual loan application.
  4. For loans taken after 1st April 2015, full payment is allowed after 12 months and for loans taken before that full payments are allowed after 6 months. 
  5. The processing fee ranges from 1%-3%. This is the lowest in the industry. The processing fees are to be paid upfront.

Read More: Citibank Personal Loan EMI Calculator & Check Eligibility