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The interest for 5 Lakhs HDFC Persona loan in will depend on the loan tenure and the rate of interest. For instance, if the interest rate is 11% and the loan tenure is 3 years, then the total interest payable would be Rs. 89,297.96. The lower the interest rate, the lesser would be your total interest payable. The rate of interest depends on factors like your credit score, your professional credentials (if you draw a high salary and work for a reputed company), then you will get a lower interest rate. Also check for seasonal offers provided by the bank and make use of them.
How to Compute the Total Interest Payable?
Use the personal loan EMI calculator on the CreditMantri website. Place the respective sliders for loan amount, interest rate, and loan tenure at the desired values. The monthly EMI, total interest payable, and the total payment are displayed instantly.