What Is The Home Loan Rate Offered By Obc On Rs 25 Lakhs For 15 Years

OBC bank home loan rate can vary as per the loan amount applied for. For a home loan of up to Rs. 25 lakhs, OBC bank offers interest rates starting from 6.50%. OBC bank increased interest rates on home loans by 0.4% on 01 Apr 2021. The historical home loan interest rate trend of OBC is as below:

What are the home loan rates of OBC bank for salaried and self-employed borrowers?

The home loan interest rates in OBC for salaried & non-salaried employee is mentioned in the table below:

Home Loan Interest Rate for Salaried

Home Loan Interest Rate for Self-Employed

Additional Read – Calculate OBC bank home loan EMI 

What are the OBC bank home loan processing fees?

OBC bank home loan processing fees are up to 0.50% of the home loan amount. This helps the bank cover its expenses for conducting a credit appraisal and technical evaluation of the property. The maximum processing fee charged by the bank is Rs. 20,000 on a home loan. This is typically non-refundable and must be paid at the time of loan application. 

OBC bank home loan interest rates are dependent on the applicant’s profile, eligibility, and other criteria. Therefore, one must check with the bank about the applicable interest rates before making an application.