HDFC Credit Cards has partnered with Indian Oil Company to offer the IndianOil HDFC Bank Credit Card to offer benefits to frequent fuel purchasers. Fuel purchased using this credit card will get a 1% fuel surcharge waiver at all fuel stations across India. This benefit is available on a minimum transaction of Rs.400, and the maximum cashback offered is Rs.250 per billing cycle. 

What Is A Fuel Surcharge Waiver?

A fuel surcharge is a fee added to the amount of your credit card transaction. This is typically charged as a percentage of the total amount of fuel purchased, which is waived by credit card issuers as an added bonus to credit card users.

HDFC IOCL Credit Card

This card is issued in partnership with Indian Oil Corporation Limited. HDFC IOCL Credit Card holders can enjoy various benefits related to fuel purchase - 

1. Earn up to 50 litres of free fuel per year.

2. Accrue 5% of your purchases as Fuel Points at IndianOil locations (Max 250 Fuel Points per month in first 6 months, Max 150 Fuel Points post 6 months from card issuance)

3. Get 5% of your grocery and bill payment purchases in the form of Fuel Points (Max 100 Fuel Points per month on each category)

4. You can also get 1 Fuel Point for every Rs.150 spent on everything else.

5. On top of that, you can get a 1% fuel surcharge waiver at all fuel stations across India. This benefit is available on a minimum transaction of Rs.400, and the maximum cashback offered is Rs.250 per billing cycle. 

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