What Is The Current Icici Bank Home Loan Rate

ICICI bank home loan interest rate is currently available from 6.75% p.a. onwards. However, the actual interest rate offered to you will vary based on your eligibility, repayment capability and other factors.  

ICICI Bank provides various home loan products at low EMIs, low processing fees, and flexible loan tenure options of up to 30 years. Salaried and self-employed customers can both avail of ICICI home loan. Under Pradhan Mantri Awas Yojana Scheme (PMAY), customers are also eligible for a subsidy. Let us check the various features for ICICI Home Loan

Features of ICICI Bank Home Loans 2021

• Interest Rate at 6.75% p.a. onwards
• Loan tenure available till 30 years
• The loan amount depends on the borrower’s credit profile with a maximum loan availed up to Rs. 3 crores
• EMIs as low as Rs. 649/lakh
• Special rates applicable to women borrowers
• Enhanced eligibility of loan available for up to 20%
• No foreclosure charges for prepayment of loans
• The processing fee is at a nominal 0.5% of the loan amount plus tax
• Credit Linked Subsidy benefit subsidy granted under PMAY up to Rs. 2.67 lakhs at an effective rate of 4.62%
• Pre-approved loan facility available
• Home Insurance available
• Tax benefit of up to Rs. 1.5 lakhs available on home loan

ICICI Home Loan Interest Rates 2021

Points to Consider: 

1. ICICI Bank now offers home loan at an interest rate of 6.75% onwards

1. Various home loan benefits at attractive terms are offered by the bank