CASHe is a personal loan app that provides instant and short-term personal loans to young and salaried people. It offers loans to salaried people who do not have a credit history as well.  Via CASHe, consumers can procure loan amounts from Rs 1,000 to Rs 4 Lakh for durations of up to 1.5 years. 

How Does The CASHe App Assess The Creditworthiness Of Borrowers?

CASHe uses the social loan quotient, which is an AI-based credit scoring mechanism. It uses data sources, such as smartphones, metadata, social media footprint, education, monthly income, professional experience, and basic KYC details to evaluate the creditworthiness of borrowers. CASHe also provides group insurance policies to its personal loan applicants to safeguard them from repayment delays caused by job loss (Income protection cover) and health care concerns (Health cover).

What Are The Features of The CASHe App?

The various features of the CASHe App are:

  • You can procure a range of personal loans
  • You can check your personal loan eligibility.
  • Personal loans are available for amounts widely ranging from Rs. 1000 to Rs. 3,00,000
  • You can apply for loans quickly 
  • The loan repayment period must be more than 3 months.  
  • No guarantors or collaterals are required 
  • 100% paperless loan application
  • No foreclosure charges 
  • You can enjoy the benefits of an instant credit line
  • No cost EMIs for online shopping 
  • The loan is instantly disbursed to the bank account
  • Loan repayment is done through various repayment methods

How To Apply For CASHe Personal Loan Online?

  • Install the CASHe app
  • Then, log in to the CASHe app after registering through your social media account. 
  • Fill in the basic details and assess your personal loan eligibility 
  • Submit the KYC documents and apply for a quick personal loan 
  • Post the approval of your application, and the loan will be transferred directly to your bank account.