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Razorpay is one of the most innovative and popular payment gateways in India. Founded by a group of IIT Roorkee alumni, the company promises to make money management efficient and hassle-free for online businesses in India. It is backed by industry giants like Sequoia, Ribbit Capital, Tiger Global, Matrix, Y Combinator and several others.
The company offers a fast, secure, hassle-free and affordable way for merchants, ecommerce retailers, schools and other businesses to accept and disburse payments digitally. The company supports various online payment methods like credit/debit cards, net banking, UPI and other popular e-wallets like Paytm, Jiomoney, Airtel money, Ola money, and PayZapp etc.
Besides the payment gateway, the company also offers several other products like:
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RazorpayX - Which offers businesses a fully-functional current account. Businesses can use this account to automate payroll, automate bank transfers, share invoices, etc.
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Razorpay Capital - Offers businesses instant loans to solve their cash flow problems.
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RazorpayX Payouts - Using this product, businesses can disburse payments - vendor payouts, customer payouts, employee salaries - seamlessly and instantly.
The biggest benefit of using Razorpay is that it offers a complete product suite helping businesses manage their marketplace, handle all payouts and avail working capital loans - all from a single platform. Furthermore, the user-friendliness of the platform along with the extensive customer support make it a great choice for businesses - big and small.