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The Kiwi credit card is a UPI-enabled virtual RuPay Credit Card using which you can make UPI payments to any merchant both from saving and credit card.
How Does The Kiwi Credit Card Work?
Kiwi users will be issued a RuPay credit card immediately and digitally. Once they get the card, they have to link the card to UPI on the app. After that, the customers can use the “Credit on UPI” transactions facility at online as well as offline stores.
Who Are Eligible For The Kiwi Credit Cards?
Those urban millennials who are between the ages of 25 to 45 and who either already possess credit cards or are eligible for them.
What Are The Benefits of the Kiwi App
The Kiwi app comes with a multitude of benefits for card users such as making card payments, increasing limits, blocking cards, and rewarding the users for each transaction.
Banks usually take 7 to 10 days from underwriting to final KYC to issue a credit card. Kiwi aims to reduce this time to just a few minutes by introducing video KYC. This will enable in completing the document verification and use Aadhaar biometric to authenticate users. Kiwi has set a goal to issue virtual credit cards in 30 minutes auto linked to the app to make payments to merchants.
Kiwi app users can now pay at any merchant that approves UPI by scanning QR codes This helps users to make purchases worth low as well as high values with pre-approved credit lines.