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As per RBI guidelines, Google Pay, PayTM, PhonePe, and other e wallet services still do not allow users to loan their wallets with money using the credit limit offered by instant personal loan apps. However, some instant personal loan apps offer users the feature of ‘Scan & Pay’ directly from their apps.
This feature is limited and restricted to few merchants and shopping categories only. Still, it is a great feature to have and allows millions of users without credit cards to shop to their heart's content.
EarlySalary Personal Loans are an excellent way to meet any unexpected financial needs with low interest rates and minimal documentation. EarlySalary is a secure online lending platform that allows individuals to complete the entire loan process online. Whether you apply on the EarlySalary website or through their app, you will receive loan assistance 24 hours a day, seven days a week.
EarlySalary Loans Snapshot
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Loan Types |
Instant Personal Loans Shopping loans Salary Card Education Loans |
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Loan Amount |
Rs.5000 – Rs.5 lakhs |
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Interest Rate |
1.5% – 2.5% |
|
Minimum Age Criteria |
21 years |
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Minimum Salary Limit |
Rs.18000 for metros Rs.15000 for non-metros |
EarlySalary is a secure online lending platform that allows individuals to complete the entire loan process online. Whether you apply on the EarlySalary website or through their app, you will receive loan assistance 24 hours a day, seven days a week.