To increase your Bajaj Finserv EMI Card’s limit, you can follow these steps for a higher spending capacity:
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Use the card regularly and make timely payments – A consistent transaction history with on-time repayments helps build trust and shows your creditworthiness to Bajaj Finserv.
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Maintain a good credit score – A higher Credit score (750 and above) reflects responsible credit behavior, which improves your chances of getting a limit enhancement.
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Update your income details – Providing accurate and updated income information proves your repayment ability, making it easier for the company to increase your limit.
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Request for a limit increase – You can log in to your Bajaj Finserv account via the app or website and submit a request for an increased limit. The company will review your account usage, repayment history, and income details before approving the request.
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Opt for additional products or services – Linking your EMI card with other Bajaj Finserv products like personal loans or health cards may enhance your profile, helping you qualify for a higher limit.
By following these methods, you create a stronger profile and improve your chances of getting your EMI Card’s limit increased. Bajaj Finserv evaluates multiple factors, so responsible usage and financial stability are key.