® 
A good interest rate on a personal loan typically ranges from 10% to 12%, depending on factors like your credit score, income, and the lender. Rates below 10% are considered excellent, while rates above 12% may be higher than average.
Average Online Personal Loan Rates by Credit Score
| Credit Rating
|
Credit Score | Interest Rate (p.a.) |
|
Excellent |
800 - 900 |
10.25%. |
|
Good |
740 - 799 |
11.25%. |
|
Average |
670 - 739 |
15.50%. |
|
Poor |
300 - 579 |
24.00% |