A comprehensive insurance policy is an extensive car insurance policy that covers the insured person against both, third party liabilities and own damages. That is why it is also called ‘own damage’ or a ‘other than collision’ car insurance because it also protects you financially against losses that might appear not due to collision. A comprehensive car insurance covers any unforeseen incidents such as a fire, accident, theft or natural calamity.
It is a fact that comprehensive car insurance provides more coverage than a third party insurance so don’t be fast to assume that a comprehensive cover is expensive than third party liability cover. It is one step ahead of basic third party insurance cover. Comprehensive insurance provides extensive coverage and offers more services, whereas Third-party insurance fails to cover your own vehicle against an accident.
Now that you know what comprehensive car insurance is, compare car insurance quotes on creditmantri website to check what suits you best.