What Are The Requirements To Apply For A Credit Card In India

While applying for a credit card, it is mandatory that you must submit certain documents to the credit card issuing company in order to process your application. Different banks have different document requirements based on their policies. Similarly, the documents required can vary from individual to individual as well as depending on their income, professional type and employer. Following are some of the documents that are generally required for a credit card application.

Passport size photographs

Proof of Identity: Passport/Driving License/ Voter ID, PAN Card/Aadhaar Card, etc.

Proof of Address: Passport/Driving License/ Voter ID, PAN Card/Aadhaar Card, Post-paid Mobile Bill, Electricity Bill, etc.

Income Proof: Bank Statement, Salary Slip, Income Tax Returns

Age Proof: Voter ID, Passport, school certificate, etc.

Company ID for salaried employees

Form 16

The above documents are indicative. There may be additional documents required if you are an NRI or self-employed individual. 

To apply for a credit card, you must be minimum of 18 years old. You will easily get approved for a credit card if you are a salaried employee working for a reputed company or a self-employed individual with the high income. 

If you are looking for a credit card that matches your credit need, check your eligibility here at CreditMantri.