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Income proof and ID proof are the two primary documents required to get a home loan with Corporation Bank. Then there are documents relating to the house you are purchasing which will be scrutinized by the legal team to ensure the genuineness of the sale.
Home loans are generally given for huge sums and banks want to ensure that the legalities of the property sale are in place. All banks have their own legal team who will check the submitted documents and undertake a physical survey of the property to ensure that all the particulars are as mentioned in the documents.
Since loans are a legal agreement, you too should ensure that the builder or seller is giving you genuine documents relating to the property and the sale. There are many documents involved in a home loan from Corporation Bank or any other bank:
Additional Reading: What are the documents required for a Home loan
From the applicant:
- ID proof and address proof
- Bank statements
- Income proof (salary slips or IT returns)
- PAN details
- Aadhaar number
From the builder/seller:
- Previous Sale deed copy
- Current sale agreement copy
- Building plan approval from the relevant authority
- latest encumbrance certificate
- a latest property tax receipt
- ID Proof
- PAN & Aadhaar details
The relevant documentation must be presented as part of the home loan application process. Corporation Bank will provide you with a list of documents that must be submitted with your application. Take the time to gather all of your documents and submit them with your application. This ensures that your loan application is processed quickly.