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ICICI Bank provides an exclusive moratorium EMI calculator to measure the impact of opting for the facility announced by the RBI during COVID-19 pandemic. To calculate the impact of moratorium, you need to have the following details.
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Outstanding loan amount
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Existing EMI amount
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Interest rate
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Moratorium period you want to choose
You can calculate the impact across home loans, personal loan, car loan and credit card dues.
For credit card dues, you need to enter the latest statement balance, interest rate per month and the required moratorium period.
To know more about the Moratorium facility, you can view the FAQs provided on the same page. You must remember that opting for the moratorium will increase additional cost in the form of interest charges. Henceforth, make an informed decision to stay credit healthy.