If you do not have any collateral or security to pledge for a loan, do not worry. ICICI Bank personal loans do not require any security or collateral. If the person has a good credit score, he or she becomes eligible for a personal loan from ICICI Bank. Also, it helps if you have been a bank customer for a long time. The loan application process is simple, and the processing time is quick. The personal loan gets disbursed within seconds.  

ICICI Bank personal loans are unsecured loans. The bank enables you to get loans both online and offline. You have the freedom to get flexible tenure options and loan amounts. 

What are the key features of the collateral-free ICICI Bank personal loans?

ICICI Bank personal loans offer a hassle-free application and disbursal process.

  • You can avail of personal loan amounts up to 25 Lakh
  • Interest rates start from 10.50% per annum
  • Loan amount disbursal happens in 3 seconds. 
  • Quick assistance from the ICICI Bank sales team on your loan application.
  • Minimum or zero documentation is required
  • Less processing time 
  • No security/collateral required
  • Flexible repayment tenures: ICICI bank offers flexible repayment options. If you have been a customer of the bank for a long time, then you 

ICICI Bank is committed to make personal loans accessible to everyone. So, it offers personal loans without any collateral or security. The application and loan disbursal processes are simple and fast. You can apply for these loans from the Creditmantri website.