IPPB (India Post Payments Bank) provides a user-friendly, secure, and efficient mobile banking service through its dedicated app, allowing you to manage your account and perform transactions directly from your smartphone.

For New Customers: Opening a Digital Savings Account

India Post Payments Bank has temporarily halted the opening of new digital bank accounts through all channels effective from May 18, 2023.

Note: Existing account holders will remain unaffected and can continue to access all current services without interruption.

For Existing Customers: Registering for Mobile Banking

To enjoy IPPB’s mobile banking features, link your registered mobile number with your IPPB account, which you opened at a Post Office or through a Postman/GDS at your doorstep. Here’s how:

  1. Download the App: Install the IPPB app from the Google Play Store on your Android phone.
  2. Enter Your Details: Input the following information:
    • Account number
    • Customer ID (CIF) and Date of Birth
    • Registered mobile number
  3. Receive OTP: An OTP (One-Time Password) will be sent to your registered mobile number.
  4. Set Your MPIN: Choose and set your Mobile Banking PIN (MPIN).
  5. Enter the OTP: Validate the process by entering the OTP you received.

Features of IPPB Mobile Banking

  • Account Balance Inquiry: Check your account balance anytime.
  • Account Statement: Request and view your account statements.
  • Fund Transfers: Transfer money within IPPB or to other bank accounts.
  • Bill Payments: Pay utility bills like water, electricity, and more.
  • Recharges: Top up prepaid and DTH (Direct-to-Home) services.
  • Post Office Savings Schemes: Make payments towards eligible schemes.
  • UPI Transactions: Send and receive money via BHIM UPI.
  • Fund Management: Use Sweep-in and Sweep-out facilities with your linked POSA (Post Office Savings Account).