Punjab National Bank offers an array of credit cards to benefit its customers. The credit limit for your credit card is notified at the time of delivery of the card. If you wish to get your PNB credit card limit increased then you can write to the bank asking the same. 

Users can use any of the following means to enhance their Punjab National Bank credit card limit.

  • Visit the nearest PNB branch
  • You can contact Punjab National Bank’s toll free helpline number: 1800 180 2345/ 0120-4616200 and request the phone banking officers to guide you for an extension
  • Send an email to creditcardpnb[at]pnb[dot]co[dot]in from the registered email ID

Additional Reading: How To Increase The Credit Limit On My Card

Documents such as salary slips, form 16, bank statements, and recent income tax returns are required to be submitted when applying for an increase. However the final decision will be taken by the bank based on various factors like your credit score, other debts, income, etc. 

The two major factors that determine whether you’re approved for a credit limit extension or not are:

Credit score: Credit score is the obvious factor to avail any credit related benefits. Likewise a higher credit card limit will be given to those who have a good credit score.

Income and Debts: Active debts can also have an impact on the credit limit. If you have multiple debts, then you may not be approved for an extension of your credit limit. Your income may impact the credit limit but it is not the only deciding factor. 

Depending on these various factors, your request for a credit limit may or may not be approved.