You can easily increase your HDFC credit card limit primarily through three ways - On the official website of HDFC bank, through netbanking, and through phone banking. However the bank enhances credit limit based on utility, repayment, and spending power. So, check your eligibility before you apply to enhance your credit card limit. 

Ways to Increase the HDFC Credit Card Limit 

  • On the official website of HDFC Bank: 

Step 1: Identify yourself 

  • Enter the mobile number and the last 4 digits of your credit card
  • Request for an OTP to continue further
  • Enter the OTP received to see your new limit 

Step 2: View new limit 

  • Your new credit limit will be displayed
  • Confirm the new limit and proceed

Step 3: Accept and activate

  • Enter the OTP received to activate your higher credit limit 

Through Netbanking 

Here are the steps to increase your credit limit through netbanking 

Step 1: Go to the Net Banking portal of HDFC

Step 2: Use your login ID and password to sign in 

Step 3: From the menu, Click on the “Cards” option. 

Step 4: Now click on the “Request” option and then choose the “Credit limit enhancement” option.

Step 5: Enter your Credit Card Number and continue further

  • Phone Banking 

You can also contact our 24/7 customer care number for assistance. Or go to your nearest HDFC Bank branch for details and enquiry on credit card limit increase.