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Credit Score is calculated based on different components. To improve your bad credit
score, you need to maintain strict financial discipline and meticulous
execution of credit activities. The following tips can help you increase your credit score substantially.
- Pay
your credit card bills on-time and repay your loans consistently without
missing a payment
- Never
exceed 50% of credit utilisation ratio to have a healthy score
- Refrain
from applying for multiple credit at a time as hard inquires can ruin your
credit score
- A
good mix of credit can boost your score
- Length
of the credit history matters, hence be patient to build a long credit
history