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Personalloans are unsecured loans that generally come with high interest rate. Having a good credit score is a bonus in availing a personal loan with better interest rate.
There are ways using which you can get a personal loan with low credit score. Alternate lenders like NBFCs and P2P lending platforms do extend personal loans to individuals by evaluating the creditworthiness using off-beat sources of information.
Some lenders even use your social media profile to grant personal loan to their customers. Hence, even if you have a low credit score or no score, look out for lenders who use different scoring system to give personal loans.
