If you need 30,000 rupees urgently, the best way will be to get a loan by applying online. Various lenders provide instant online loan application facilities. Ensure that you have the necessary documents and complete the application procedure online. After the approval of your request, the loan will be disbursed to your bank account immediately. There are many instant loan apps which can give you a Rs. 30,000 personal loan immediately. Some of these are MoneyView, PaySense, KreditBee, CASHe, Fibe and InCred . You do not have to submit any collateral or security for instant personal loans as they are unsecured. 

Below, we have listed 6 such lenders that can provide you with a personal loan in a matter of minutes. All you have to do is download the app or website the lender’s website and complete the procedure online. The entire process from application to disbursal can be completed at your fingertips.

Get ₹30,000 Personal Loan Urgently on These Apps 

Lender 

Loan Amount 

Disbursal Time 

Interest Rate 

Repayment Tenure 

Processing Fee 

Key Features 

MoneyView 

Up to ₹10 lakhs 

Within 10 minutes 

Varies (competitive rates) 

3 to 60 months 

Transparent fees upfront 

Personalized loan solutions, trusted by many 

PaySense 

₹5,000 to ₹5 lakhs 

Within 2 business days 

Varies (3% + GST) 

3 to 60 months 

3% of loan amount (plus GST) 

Quick approvals, paperless process 

KreditBee 

Up to ₹5 lakhs 

Within 10 minutes 

17% to 29.95% p.a. 

3 to 36 months 

₹350 to ₹16,800 

Fast disbursal, 100% online application 

CASHe 

₹1,000 to ₹4,00,000 

Within minutes 

Varies (competitive rates) 

3 months to 1.5 years 

Low documentation fee 

Instant loan disbursal, user-friendly app 

Fibe 

Up to ₹5 lakhs 

Within minutes 

Starting at 16% p.a. 

3 to 36 months 

Starts at 2% (plus GST) 

No foreclosure charges, flexible repayment 

InCred 

Up to ₹10 lakhs 

Within 15 minutes 

Varies (competitive rates) 

3 to 36 months 

Varies 

No collateral required, trusted NBFC 

1. MoneyView Personal Loan 

MoneyView offers personalized loan solutions with quick approvals and flexible terms. With a fully digital application, users can get loans of up to ₹10 lakhs in just minutes, wherever they are. 

Features and Benefits: 

  • High Loan Amount: Borrow up to ₹10 lakhs. 

  • Quick Disbursal: Get your loan in 10 minutes. 

  • Flexible Repayment: Choose a repayment plan from 3 to 60 months. 

  • Transparent Process: See all fees and charges upfront. 

  • Easy Digital Application: Apply easily on the MoneyView app. 

  • Trusted by Millions: Trusted by millions of customers. 

Steps to Apply for a ₹30,000 Loan: 

  • Download the MoneyView App: Register your details, including your mobile number, to begin. 

  • Check Loan Eligibility: Instantly view your eligible loan amount through the app’s credit model. 

  • Select Loan Terms: Choose the loan amount and tenure that suits your needs. 

  • Submit Application: Complete the application with a few taps, and receive funds in your account within minutes once approved.

2. Paysense Personal Loan 

PaySense offers quick, paperless personal loans. You can use these loans to pay for unexpected costs or to achieve your goals. PaySense makes getting a loan easy with flexible payment plans, simple qualifications, and fast approvals. 

Features and Benefits: 

  • Get Instant Loans: Borrow between ₹5,000 and ₹5 lakh. 

  • Quick Approvals and Disbursements: Get your loan approved quickly and receive the money in your bank account. 

  • No Paperwork: Upload digital copies of your documents and sign digitally. 

  • Affordable EMIs: Pay your loan back in easy installments with automatic payments and reminders. 

  • Flexible Payment Plans: Choose a repayment term of 3 to 60 months. 

  • Processing Fee: Pay a 3% processing fee (plus GST). 

Steps to Apply for a ₹30,000 Loan: 

  • Check Eligibility and Choose a Plan: Enter your information to see if you qualify and pick a loan amount and EMI plan. 

  • Upload Documents: Submit digital copies of your ID and address proof, and sign the loan agreement. 

  • Get Your Money: Receive the money in your account within two business days. 

3. KreditBee Personal Loan 

KreditBee offers quick personal loans online. You can use these loans for many things, like unexpected bills or starting a business. It's easy to qualify for a loan with KreditBee. You only need a few documents, and you can borrow up to ₹5 lakh. KreditBee approves loans quickly and offers flexible repayment plans. 

Features and Benefits: 

  • Fast Disbursal: Receive loan approval within 10 minutes, with funds directly sent to your bank account. 

  • 100% Online: Complete the entire loan process online anytime, anywhere. 

  • Loan Amount: Borrow up to ₹5 lakhs based on eligibility. 

  • Flexible Repayment Tenure: Choose from a repayment period ranging from 3 to 36 months. 

  • Interest Rates: Competitive interest rates starting from 17% to 29.95% p.a. 

  • Processing Fee: Fees range from ₹350 to ₹16,800, depending on the loan amount and terms. 

Steps to Apply for a ₹30,000 Loan: 

  • Sign Up with your mobile number. 

  • Enter Basic Details and check your eligibility. 

  • Upload KYC Documents (ID and Address Proof). 

  • Provide Bank Details for disbursement. 

  • Choose Loan Amount and Tenure. 

  • Receive Funds instantly in your bank account. 

4. CASHe Personal Loan 

CASHe offers fast, digital personal loans of up to ₹4,00,000. You can use these loans for many different financial needs. Apply online and get your loan disbursed directly to your account. CASHe tailors loan repayment plans to suit your needs. 

Features and Benefits: 

  • Instant Loan Disbursal: Get your loan in minutes, up to ₹4,00,000. 

  • Flexible Tenures: Choose a repayment plan that suits you, from 3 months to 1.5 years. 

  • Eligibility: You can get a loan starting from ₹25,000. 

  • Wide Loan Range: Borrow from ₹1,000 to ₹4,00,000. 

  • No Collateral Required: No need for collateral. 

  • User-Friendly Interface: Apply easily on the CASHe app. 

  • Low Documentation: Upload documents directly on the app. 

Steps to Apply for a ₹30,000 Loan: 

  • Access the CASHe App: Sign in using your Facebook, LinkedIn, or Google account. 

  • Provide Basic Details: Fill out personal information and upload necessary documents. 

  • Check Eligibility and Loan Amount: CASHe’s algorithm calculates your eligible loan amount. 

  • Select Loan Tenure: Choose your preferred repayment term. 

  • Receive Funds: The approved amount is transferred to your bank account within minutes.

5. Fibe Personal Loan 

Fibe offers easy personal loans. You can get your loan quickly and repay it flexibly. There are no added charges for settling your loan ahead of schedule. 

Features and Benefits: 

  • Competitive Interest Rates: Interest rates start at 16% p.a., calculated on a reduced balance basis. 

  • Flexible Repayment Tenure: Choose repayment terms from 3 to 36 months. 

  • Affordable Processing Fees: Processing fees start at 2% of the loan amount plus GST. 

  • No Foreclosure Charges: Prepay your loan anytime without additional charges. 

Steps to Apply for a ₹30,000 Loan: 

  • Visit the Fibe Website or App: Access the loan application form online. 

  • Complete the Application: Provide personal details and required documents. 

  • Receive Instant Approval: Get approved after quick verification. 

  • Select Loan Amount and Tenure: Choose your loan amount and repayment duration. 

  • Access Funds: Funds are disbursed directly to your bank account within minutes. 

6. Incred Personal Loan 

InCred Finance offers quick and easy personal loans up to ₹10 lakhs. You can use these loans for many different needs. The process is fast and paperless, and you don't need any collateral. InCred makes it easy to get a loan and use it flexibly. 

Features and Benefits: 

  • High Loan Limit: You can borrow up to ₹10 lakhs. 

  • Paperless Process: Apply and verify online. 

  • Quick Disbursal: Get your loan in 15 minutes. 

  • No Collateral Required: Get a personal loan without collateral. 

  • Trusted NBFC: InCred is an RBI-registered NBFC trusted by over 3.5 lakh borrowers. Rahul Dravid is our brand ambassador. 

  • Eligibility Check with Zero Credit Impact: Check your eligibility without affecting your credit score. 

Steps to Apply for a ₹30,000 Loan: 

  • Check Eligibility: Enter your mobile number and check your eligibility in under a minute with no impact on your credit score. 

  • Complete the Online Application & Approval: Fill out the application and verify your details. 

  • Receive Funds: Once approved, the loan amount is transferred directly to your bank account. 

 Eligibility Criteria for a ₹30,000 Personal Loan 

To qualify for a ₹30,000 personal loan, you need to meet these criteria: 

  • Age: You must be over 21 years old and under 60 years old to apply for the loan. 

  • Occupation: Most lenders primarily provide ₹30,000 personal loans to salaried individuals due to their stable income. However, some lenders also offer instant loans to self-employed individuals. 

  • Income: Salaried employees typically need a minimum monthly salary of ₹13,500. Self-employed individuals must provide proof of an annual income of ₹5 lakhs or more to qualify. 

  • Credit Score: Lenders usually prefer a minimum credit score of 750 for loan approval. Some may approve loans with a lower credit score, but a higher score increases your chances of approval. 

Note: The eligibility criteria for a ₹30,000 personal loan, including age, income, and credit score, may vary lender by lender.