Your UPI PIN is a very important number that protects the safety of transactions. It is like a secret key to a box of treasures.  It is therefore very important to ensure that its identity is protected.  For this reason, you have to craft it carefully and keep it confidential. Let us now know how to change the UPI PIN in PhonePe

Steps to Change the UPI PIN in PhonePe

Step 1: Go to the My Money page and select bank accounts under payment methods. 

Step 2: Pick the bank account for which you want to set a UPI PIN. If you have never created a UPI PIN for the bank before, then you can see a Set option. Else, you will be able to see a Reset option to create a new PIN for the bank account. 

Step 3: Input the last 6 digits of your debit card or ATM card number and also the expiry date. If your card does not have an expiry date, then input 00/49. You will obtain an OTP on your mobile. 

Step 4: In the subsequent screen, enter the OTP and the new UPI PIN. Click submit. 

Step 5: You have now set your UPI PIN successfully. You can now send money safely and pay directly from your bank account by using your UPI PIN for validation.