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The Pradhan Mantri MUDRA Yojana (PMMY) provides loans to small businesses for a maximum amount of Rs. 10 lakhs. You can apply for a MUDRA loan either directly from any bank, NBFC, MFIs, etc. Borrowers also have the option of applying through an online portal. To apply for a MUDRA loan you would need to keep your necessary documents ready before approaching your financial institution. Fill in the loan application form and submit it to your lender. The Shishu scheme covers loans up to Rs. 50,000 for startups. Kishore scheme covers loans up to Rs. 5 lakhs for established businesses. Tarun scheme covers loans of up to Rs. 10 lakhs for well-established businesses who are eligible.
If you want to borrow online for a MUDRA loan you can apply through the UdyamiMitra portal. You would have to first register to the portal and the applicant will have an option to choose handholding support. When the applicant opts for handholding support, they would get experts from handholding agencies to assist them regarding their loan application. They can fill out their application form and apply it to their preferred lender.