If you don’t have or use a debit card you can still transfer money to your paytm wallet through Paytm mobile app as well as Paytm.com. You can use your credit card, net banking or UPI ID to add money in Paytm without a debit card. 

Here are the steps to follow:

Via Paytm App:

  • Open the app and select the ‘Add Money’ icon on your homescreen.
  • Choose “Add money via Credit card, Net Banking or UPI.”
  • Enter the amount you want to add and tap on ‘Add Money’.
  • You will be redirected to a secure payment page where you need to provide payment details.
  • If you have any saved credit card, it will be shown up and you will just have to enter CVV and proceed to the bank page. If you do not have any saved card, you can choose to save a credit or debit card for faster payment next time.
  • Once you enter details on your bank’s page & complete the transaction, you will be redirected to Paytm with money added in your Paytm wallet.

Via Paytm.com:

  • Log into your Paytm account and click on ‘Paytm Wallet’ icon towards the top right of the page.
  • Enter the amount you want to add and click on ‘Add Money’.
  • You can choose to add money via Credit card, Net Banking or UPI.
  • You will be redirected to a secure payment page where you need to provide payment details.
  • If you have a saved credit card, it will be shown upfront and you only need to enter the CVV number and proceed to the bank page. If you do not have any saved credit card, you can choose to save a card for faster payment next time. Alternatively, you can also load money to your Paytm wallet using your internet banking account or UPI ID. The steps are the same as that for the credit card. 
  • Once you enter details on your bank’s page & complete the transaction, you will be redirected to Paytm with money added in your Paytm wallet.

Additional Reading: Can Money Be Transferred From A Credit Card To Paytm