Paysense is a new age digital lending platform offering instant loans for salaried and self-employed individuals. Eligible applicants can get paysense instant loans from Rs.5000 up to Rs.5 lakhs instantly! Yes, you can get approval for the much needed loan in 2 hours! Let us learn more about this great loan product. 

Loan products
  • Personal Loans
  • Vehicle Loans
  • Consumer Loans
  • Marriage Loans
  • Travel Loans
  • Medical Emergency Loans
  • Home Improvement Loans

Loan Amount

Rs.5000 – Rs.5 lakhs

Applicant Age Limit

21 – 60

Employment Status

Salaried / Self-Employed

Income Limit

Min. Rs.18,000 per month for salaried

Min. Rs.25,000 per month for self-employed

Interest Rate

1.4% - 2.3% per month

Processing Fees

2.5% of the loan amount + GST

Late Payment Charges

Flat Rs.500 + GST

Foreclosure / Pre-payment Charges

4% on principal outstanding + GST

How Long Does The Loan Processing Take? 

The entire loan process is done online on the Paysense app. All you have to do is enter your phone number and a few other basic details. Then upload your KYC documents to get your credit limit. Once you have uploaded all the relevant documents, your loan will be processed and your loan amount will be informed to you within 2 hours. 

When Can I Get The Loan Amount In My Bank Account? 

Once approved, the Paysense team will take all necessary steps to deposit the loan amount into your registered and verified bank account within 5 working days.

Also Read: Apply for Short Term Personal Loan